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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Ive had no issues with 118, all simple to use and if...

5
Ive had no issues with 118, all simple to use and if I need help id know where to go Reviewed on: 30th March 2026

Great credit card with perks and also great customer...

5
Great credit card with perks and also great customer service support Reviewed on: 30th March 2026

Steves card

5
Easy to apply and use and easy to speak to. Reviewed on: 30th March 2026

So far so good A*

5
So far I have no complaints with how I have been treated as a customer, I feel comfortable with the services on offer and feel confident if something needed rectifying then it would be dealt with accordingly. Reviewed on: 30th March 2026

Using the card is straight forward and with the apps...

5
Using the card is straight forward and with the apps you can track spending easy. Easy to get in contact with if I have any issues Reviewed on: 30th March 2026

Ive not been great with credit in the past but I've...

5
Ive not been great with credit in the past but I've managed my 118 card easier they've given me the chance to prove I'm better with credit now Reviewed on: 30th March 2026

All been fine, no complaints, it has fulfilled what...

5
All been fine, no complaints, it has fulfilled what is should do Reviewed on: 30th March 2026

I have recently joined and the team have been great...

5
I have recently joined and the team have been great helping me Reviewed on: 30th March 2026

Thank You

5
I am very happy with the service I have received from the 118 118 family over the years Reviewed on: 30th March 2026

Easy to keep track of transactions through the App,...

5
Easy to keep track of transactions through the App, credit limit suitable for my circumstances. Reviewed on: 30th March 2026

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