Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,643 reviews, last reviewed 23rd Jun 2026
402900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026
Marek Estocak's avatar
Marek Estocak

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5643)

Steves card

5
Easy to apply and use and easy to speak to. Reviewed on: 30th March 2026

So far so good A*

5
So far I have no complaints with how I have been treated as a customer, I feel comfortable with the services on offer and feel confident if something needed rectifying then it would be dealt with accordingly. Reviewed on: 30th March 2026

Using the card is straight forward and with the apps...

5
Using the card is straight forward and with the apps you can track spending easy. Easy to get in contact with if I have any issues Reviewed on: 30th March 2026

Ive not been great with credit in the past but I've...

5
Ive not been great with credit in the past but I've managed my 118 card easier they've given me the chance to prove I'm better with credit now Reviewed on: 30th March 2026

All been fine, no complaints, it has fulfilled what...

5
All been fine, no complaints, it has fulfilled what is should do Reviewed on: 30th March 2026

I have recently joined and the team have been great...

5
I have recently joined and the team have been great helping me Reviewed on: 30th March 2026

Thank You

5
I am very happy with the service I have received from the 118 118 family over the years Reviewed on: 30th March 2026

Easy to keep track of transactions through the App,...

5
Easy to keep track of transactions through the App, credit limit suitable for my circumstances. Reviewed on: 30th March 2026

118 118 money has been a life saver for me

5
118 118 money has been a life saver for me as I had an emergency back in Pakistan and I just had to leave immediately but because of 118 118 money I felt so so supported that I can’t explain it enough. They were by my side throughout this difficult time while other credit cards were not supporting at all. I want to say a huge thanks to 118 118 money team and the owner for such a tremendous services they are providing. May God bless you all Reviewed on: 29th March 2026

I have been trying to rebuild my credit file and 118...

5
I have been trying to rebuild my credit file and 118 118 have given me this chance where the banks wouldn't. Reviewed on: 29th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products