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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,547 reviews, last reviewed 22nd Apr 2026
394100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very helpful and they keep offering me a loan which... Very helpful and they keep offering me a loan which I don’t want right now Reviewed on: 22nd April 2026
Lucy J's avatar
Lucy J

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5547)

Been with 118 118 for years, still get charged a mon...

2
Been with 118 118 for years, still get charged a monthly fee of £ 8/12/ 15.???? Still no increase in my £250 limit which is demeaning, and its easy to go over limit. Just keep the account as I'm getting my credit rating repaired after the covid-19 and the sad loss of my wife to Breast Cancer in April 2022. This company is a sad, cheap absolutely "LOUZY." and iv re- branded it "" 1-1- 3rd rate." and I'm being very "Gentleman." and generous with 3rd- rate ......INCREASE MY CREDIT LIMIT YOU CHEAP- CHIPPIES." Dont worry I "PROMISE NIT TO LEAVE THE COUNTRY WITH A LITTLE INCREASE..... Reviewed on: 27th March 2026
Patrick A VERMA 's avatar
Patrick A VERMA

Great customer service , very helpful and had no pro...

5
Great customer service , very helpful and had no problems Reviewed on: 27th March 2026
Delia b's avatar
Delia b

So far been very good.

4
So far been very good. Accepted all over the place. Repayments are no worse than anyone else. I would wholly recommend these guys for a great card service with easy to use App. Reviewed on: 27th March 2026
Richard's avatar
Richard

Excellent

5
Love my 118 credit card amazing customer service excellent card Reviewed on: 27th March 2026
Patricia k's avatar
Patricia k

Great help on the phone

5
Great help on the phone. Easy to use app Reviewed on: 27th March 2026
Jackie collins 's avatar
Jackie collins

118 money has been quite good in their products and...

4
118 money has been quite good in their products and services however I feel interest charged is a bit high. Reviewed on: 27th March 2026
Olusanya E's avatar
Olusanya E

118 118 are great

5
I've been with 118 118 for a while now and ive never had a problem. Friendly customer service. Reviewed on: 27th March 2026
Louise Gould's avatar
Louise Gould

Easy to use spp decent rate good offers

5
Easy to use spp decent rate good offers Reviewed on: 27th March 2026
Emma Kaushal's avatar
Emma Kaushal

Good service

5
Good service, good experience with customers service Reviewed on: 27th March 2026
kasia j's avatar
kasia j

Very friendly and helpful.

4
Very friendly and helpful. Good value too. Reviewed on: 27th March 2026
ivan 's avatar
ivan

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