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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,543 reviews, last reviewed 22nd Apr 2026
393700% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Got in to difficulty paying my account and they offe... Got in to difficulty paying my account and they offered me no extra interest on top top close the account and payoff my account. Reviewed on: 22nd April 2026
Tracy 's avatar
Tracy

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5543)

Very easy to use the card.

5
Very easy to use the card. And talk to customer service Reviewed on: 27th March 2026
Mandy W's avatar
Mandy W

Always very transparent and helpful

5
Always very transparent and helpful Reviewed on: 27th March 2026
Elise 's avatar
Elise

Great range of products.

4
No issues with 118. They respond fast to messages and are very time efficient dealing with account problems (if one occurs). I find their fraud prevention measures very effective. I recommend 118 to anyone seeking one of their products. Reviewed on: 27th March 2026
Alex l's avatar
Alex l

Excellent customer service.

5
Excellent customer service. Offer a fanatic service Reviewed on: 27th March 2026
Kane M's avatar
Kane M

Very good customer service when my card was fraudule...

4
Very good customer service when my card was fraudulently used. Reviewed on: 27th March 2026
Zak H's avatar
Zak H

This can be referred to as a financial freedom.

5
118 118 do not preasurise their customers. They also know when their customers are in financial difficulties. Reviewed on: 27th March 2026
OPRAH 's avatar
OPRAH

excellent service, regular notifications remainig ab...

5
excellent service, regular notifications remainig about payments. Reviewed on: 27th March 2026
Michalec's avatar
Michalec

Fast, easy to use & understand

5
Fast and easy to use , quick response time Reviewed on: 27th March 2026
Sarah s's avatar
Sarah s

They're a great service all round

5
They're a great service for essentials or just to have in case of emergency. They seem to be a responsible lender too, which is really important Reviewed on: 27th March 2026
Andy W's avatar
Andy W

Happy to help out when no one else will.

5
Happy to help out when no one else will. Great balance transfer offers Reviewed on: 27th March 2026
Matthew J's avatar
Matthew J

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