Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Easy and fast to apply and use the app

Easy and fast to apply and use the app Reviewed on: 28th March 2026

Very helpful customer service.

Very helpful customer service. Provides updates for any quarry that i may have Reviewed on: 28th March 2026

Responsible lending, great card to have incase of em...

Responsible lending, great card to have incase of emergencies Reviewed on: 28th March 2026

Fantastic service

Easy to manage your money, excellent customer service! Reviewed on: 28th March 2026

Reliable and Responsible Financial Management

I’m organised, reliable and confident managing financial responsibilities. Reviewed on: 28th March 2026

RESPONSIBLE LENDER

At last! A credit card provider that is responsible! Reviewed on: 28th March 2026

great customer service

When I need help there is always someone to talk to to help Reviewed on: 28th March 2026

Never had any problems with the service

Never had any problems with the service Reviewed on: 28th March 2026

LITERALLY THE BEST CREDIT CARD PROVIDER!!!!

I’ve found it so easy with 118 the app is straightforward and there is always someone friendly to help with any issues. Reviewed on: 28th March 2026

Excellent provider of the money card

Excellent provider of the money card Reviewed on: 28th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 4.14 from 15 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews
Credit card
from Zopa 4.87 from 44350 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub