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118 118 Money: Credit card reviews

4.73
Based on 5,643 reviews, last reviewed 23rd Jun 2026
402900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026
Marek Estocak's avatar
Marek Estocak

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5643)

Very easy to use the card.

5
Very easy to use the card. And talk to customer service Reviewed on: 27th March 2026

Always very transparent and helpful

5
Always very transparent and helpful Reviewed on: 27th March 2026

Great range of products.

4
No issues with 118. They respond fast to messages and are very time efficient dealing with account problems (if one occurs). I find their fraud prevention measures very effective. I recommend 118 to anyone seeking one of their products. Reviewed on: 27th March 2026

Excellent customer service.

5
Excellent customer service. Offer a fanatic service Reviewed on: 27th March 2026

Very good customer service when my card was fraudule...

4
Very good customer service when my card was fraudulently used. Reviewed on: 27th March 2026

This can be referred to as a financial freedom.

5
118 118 do not preasurise their customers. They also know when their customers are in financial difficulties. Reviewed on: 27th March 2026

excellent service, regular notifications remainig ab...

5
excellent service, regular notifications remainig about payments. Reviewed on: 27th March 2026

Fast, easy to use & understand

5
Fast and easy to use , quick response time Reviewed on: 27th March 2026

They're a great service all round

5
They're a great service for essentials or just to have in case of emergency. They seem to be a responsible lender too, which is really important Reviewed on: 27th March 2026

Happy to help out when no one else will.

5
Happy to help out when no one else will. Great balance transfer offers Reviewed on: 27th March 2026

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