Write a review

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5513 reviews)

View other 118 118 Money products

4.85

Based on 5,513 reviews, last reviewed 21st Apr 2026

391200% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great to build credit Fantastic communication, clear instructions on how to use the app and customer service there whenever you need them Reviewed on: 21st April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5513)

Quick and easy application with no hassle and top cu...

Quick and easy application with no hassle and top customer service and having a easy to use app Reviewed on: 23rd April 2025

Very clear concise statement information take all pa...

Very clear concise statement information take all payments by direct debit on time no problems Reviewed on: 23rd April 2025

Never had any issues, app is a great self serve and...

Never had any issues, app is a great self serve and can manage my card all in there. Proactive approach to tailor to your needs with the right offers so a great card to have Reviewed on: 23rd April 2025

118 is one of the best cards I have had which actual...

118 is one of the best cards I have had which actually has given me a better credit rating since I have been using the card . Sry easy app not complicated and good interest rates. Reviewed on: 22nd April 2025

The very best Creditor

The fact I could navigate the App so simply was a very good experience to me. I have not any issues using my card. The thing I have realised is, I can use my card for contactless. Was easy to apply and the card arrived within a couple of days. decorating and home improvements. So simple to use. Highly recommended. Reviewed on: 22nd April 2025

Very good experience, easy app, all good

Very good experience, easy app, all good Reviewed on: 22nd April 2025

Great customer service.

Great customer service.Application is simple and quick response.Never had any problems Reviewed on: 22nd April 2025

Great Company Top Bannana

Great Company Can't fault it The best in the West Reviewed on: 22nd April 2025

Nationwide acceptance

This card is accepted everywhere in the UK? Reviewed on: 22nd April 2025

118118 have excellent customer service always prepar...

118118 have excellent customer service always prepared to listen to what your inquiry is Reviewed on: 22nd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.94 from 76627 reviews
Select Credit Card
from Nationwide 3.89 from 12 reviews
Initial Credit Card
from Barclaycard 4.00 from 122 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.89 from 4469 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub