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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

They're a great service all round

They're a great service for essentials or just to have in case of emergency. They seem to be a responsible lender too, which is really important Reviewed on: 27th March 2026

Happy to help out when no one else will.

Happy to help out when no one else will. Great balance transfer offers Reviewed on: 27th March 2026

118 118 is awesome credit card easy to use great amo...

118 118 is awesome credit card easy to use great amounts keeping your daily buys a breeze highly recommended Reviewed on: 27th March 2026

Great service always

Great service every time & app is very good to very user friendly Reviewed on: 27th March 2026

I have never had a problem

I have never had a problem and paying by direct debit means I never miss a payment. My credit limit has increased at a responsible rate. Reviewed on: 27th March 2026

Chuffed customer

Great service all round good for credit building Reviewed on: 27th March 2026

All good love it can’t do with out it now...

All good love it can’t do with out it now Reviewed on: 27th March 2026

I had the best experience.

I had the best experience. It was easy to follow the instructions. Reviewed on: 27th March 2026

Very easy access

Very easy to access and use . App and communications Reviewed on: 27th March 2026

Excellent services and great customer service

Excellent services and great customer service Reviewed on: 27th March 2026

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