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118 118 Money: Credit card reviews

4.73
Based on 5,643 reviews, last reviewed 23rd Jun 2026
402900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026
Marek Estocak's avatar
Marek Estocak

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5643)

Excellent service,good reputation.

5
Excellent service,good reputation.credit increase. Reviewed on: 27th March 2026

Amazeballs

5
So quick and easy to apply and the app is great. Reviewed on: 27th March 2026

Quite happy with 118 so far, recently had my credit...

4
Quite happy with 118 so far, recently had my credit increased and app easy to manage. Reviewed on: 27th March 2026

Really good company, I'm completely happy with servi...

5
Really good company, I'm completely happy with service, interest is a little high tho.But it seems it's a average rate now,with all companies.So not really a down side,keep up the great work. Reviewed on: 27th March 2026

Credit card

5
Very good company never use them before but I was very impressed by how quickly they came to my attention thanks Reviewed on: 27th March 2026

Exceptional company

5
118 customer service are exceptional really helpful and solved issue within minutes! Great service and easy to manage on the app, don’t have to wait on the phone in a queue for hours! Great company would recommend to everyone! Reviewed on: 27th March 2026

Always available - helpful - friendly staff - fair b...

5
Always available - helpful - friendly staff - fair balances - easy to use app - card available for Apple Pay Reviewed on: 27th March 2026

Fantastic service would recommend 118

5
Fantastic service would recommend 118 Reviewed on: 27th March 2026

Fast professional service

5
Applied for a credit card, got an instant result card arrived in 5 days Reviewed on: 27th March 2026

Customer service is outstanding, everything you need...

5
Customer service is outstanding, everything you need in a card and the app makes it so easy to use and track spending Reviewed on: 27th March 2026

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