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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5506 reviews)

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4.85

Based on 5,506 reviews, last reviewed 21st Apr 2026

390500% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Never had an issue and don.t expect to . Never had an issue and don.t expect to. Right from the word go i have been kept informed and updated either by text or email and sometimes both . Grea... Read more Reviewed on: 21st April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5506)

Easy straight forward application, customer services...

Easy straight forward application, customer services are good if you need to speak to them - all ok Reviewed on: 22nd April 2025

I really enjoy having the 118 Card.

I really enjoy having the 118 Card. Customer Service is good. My only reason for deducting stars is that I am unable to link my card to Apple Pay and that I am sent offers in app that take me to pages saying an error has occurred. That is frustrating. Reviewed on: 22nd April 2025

This card is amazing so is the app it’s so easy to k...

This card is amazing so is the app it’s so easy to keep count of what you’re spending and you get updates regularly. It makes things easy inconvenient especially when you go out and they are always there to help or if you decide you need something special it’s there for that helping hand They are friendly and helpful and if you need advice, they are always always there to help they tell you in advance if you want to have a increase in your credit limit which is great as well so thank you very much for an amazing card Reviewed on: 22nd April 2025

Had no problems or worries with 118 118

Had no problems or worries with 118 118 Reviewed on: 22nd April 2025

Excellent

Very good experience ,I like it I refer my friend and family members. Reviewed on: 22nd April 2025

Very good service.

Very good service. I recommend totally Reviewed on: 22nd April 2025

Great service and help building credit score and con...

Great service and help building credit score and controlling your money and spending Reviewed on: 22nd April 2025

I needed financial help and received it without any...

I needed financial help and received it without any fuss Reviewed on: 22nd April 2025

Haven’t had to contact customer service which I see...

Haven’t had to contact customer service which I see as a positive means I haven’t had any problems Reviewed on: 22nd April 2025

I’ve never had a problem.

I’ve never had a problem. And always get notified in advance when the payment is due, so you know to make sure there’s money in the bank. Reviewed on: 22nd April 2025

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