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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5645)

So far been very good.

So far been very good. Accepted all over the place. Repayments are no worse than anyone else. I would wholly recommend these guys for a great card service with easy to use App. Reviewed on: 27th March 2026

Excellent

Love my 118 credit card amazing customer service excellent card Reviewed on: 27th March 2026

Great help on the phone

Great help on the phone. Easy to use app Reviewed on: 27th March 2026

118 money has been quite good in their products and...

118 money has been quite good in their products and services however I feel interest charged is a bit high. Reviewed on: 27th March 2026

118 118 are great

I've been with 118 118 for a while now and ive never had a problem. Friendly customer service. Reviewed on: 27th March 2026

Easy to use spp decent rate good offers

Easy to use spp decent rate good offers Reviewed on: 27th March 2026

Good service

Good service, good experience with customers service Reviewed on: 27th March 2026

Very friendly and helpful.

Very friendly and helpful. Good value too. Reviewed on: 27th March 2026

It’s easy to use 118 118 credit card and also stress...

It’s easy to use 118 118 credit card and also stress free Reviewed on: 27th March 2026

Smooth experience and easy to manage

I’ve been using 118 118 Money credit card for a while now and overall my experience has been mixed. The application process was straightforward and I was approved fairly quickly, which was a positive start. The app and online account are easy to use, making it simple to track spending and manage payments. However, the interest rates are quite high compared to other providers, so it’s important to stay on top of repayments to avoid extra charges. Reviewed on: 27th March 2026

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