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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,643 reviews, last reviewed 23rd Jun 2026
402900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026
Marek Estocak's avatar
Marek Estocak

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5643)

Great help on the phone

5
Great help on the phone. Easy to use app Reviewed on: 27th March 2026
Jackie collins 's avatar
Jackie collins

118 money has been quite good in their products and...

4
118 money has been quite good in their products and services however I feel interest charged is a bit high. Reviewed on: 27th March 2026
Olusanya E's avatar
Olusanya E

118 118 are great

5
I've been with 118 118 for a while now and ive never had a problem. Friendly customer service. Reviewed on: 27th March 2026
Louise Gould's avatar
Louise Gould

Easy to use spp decent rate good offers

5
Easy to use spp decent rate good offers Reviewed on: 27th March 2026
Emma Kaushal's avatar
Emma Kaushal

Good service

5
Good service, good experience with customers service Reviewed on: 27th March 2026
kasia j's avatar
kasia j

Very friendly and helpful.

4
Very friendly and helpful. Good value too. Reviewed on: 27th March 2026
ivan 's avatar
ivan

It’s easy to use 118 118 credit card and also stress...

5
It’s easy to use 118 118 credit card and also stress free Reviewed on: 27th March 2026
Edward Mensah's avatar
Edward Mensah

Smooth experience and easy to manage

5
I’ve been using 118 118 Money credit card for a while now and overall my experience has been mixed. The application process was straightforward and I was approved fairly quickly, which was a positive start. The app and online account are easy to use, making it simple to track spending and manage payments. However, the interest rates are quite high compared to other providers, so it’s important to stay on top of repayments to avoid extra charges. Reviewed on: 27th March 2026
Krijan Thapa's avatar
Krijan Thapa

Excellent all the way thorough

5
Excellent all the way thorough from start to finish Reviewed on: 27th March 2026
Karen R's avatar
Karen R

Quick ,Easy and Very Useful

5
I had a very positive experience using Smart Money People. The platform is simple, transparent, and makes it incredibly easy to share genuine feedback about financial services. I really like the idea of giving customers a voice and helping others make better financial decisions based on real experiences. The review process was quick, straightforward, and clearly designed with users in mind. It only took a few minutes, and I felt that my opinion genuinely matters. Platforms like this are very important for improving trust and accountability within the financial industry. Overall, a great initiative and a very well-designed platform. I would definitely recommend Smart Money People to anyone who wants to share their experience and help improve financial services for everyone. Reviewed on: 27th March 2026
Mihai Paun's avatar
Mihai Paun

Review 118 118 Money: Credit card now

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