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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5521 reviews)

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4.85

Based on 5,521 reviews, last reviewed 21st Apr 2026

391800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

4

A good card and company, although it would be nice i... A good card and company, although it would be nice if they offered longer term customers a better interest rate and 0% interest periods. Reviewed on: 21st April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5521)

Despite glitches with the app when attempting to ope...

Despite glitches with the app when attempting to open certain items the overall App is very user friendly and many options to utilise the app even more. The notication are very helpful also Reviewed on: 24th April 2025

Always have a safety net if needed

Always have a safety net if needed Reviewed on: 24th April 2025

Good and easy to apply and manage

Good and easy to apply and manage Reviewed on: 24th April 2025

118 118 are great.

They are always show that they care and are giving great ways in which they can help in your financial journey. Reviewed on: 24th April 2025

They let you know when your near your limit

They let you know when your near your limit Reviewed on: 24th April 2025

Great card

So easy to use and very helpful when I phoned up to ask if I could use the card abroad Reviewed on: 23rd April 2025

Very good credit card.

Very good credit card. I always use it. But they charge a lot of interest. This aspect should be looked into. This card cannot be used in any other country except the UK and cannot even be added to Google Pay. Please reduce the interest service charge and spare me or us. I have never seen such a high interest charge on any other credit card. Reviewed on: 23rd April 2025

Excellent credit card.

Excellent credit card. Feeling good Reviewed on: 23rd April 2025

Best credit app

I like the app, very easy to use Reviewed on: 23rd April 2025

Staff always happy to help you with any promises

Staff always happy to help you with any promises Reviewed on: 23rd April 2025

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