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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Very good credit card.

Very good credit card. I always use it. But they charge a lot of interest. This aspect should be looked into. This card cannot be used in any other country except the UK and cannot even be added to Google Pay. Please reduce the interest service charge and spare me or us. I have never seen such a high interest charge on any other credit card. Reviewed on: 23rd April 2025

Excellent credit card.

Excellent credit card. Feeling good Reviewed on: 23rd April 2025

Best credit app

I like the app, very easy to use Reviewed on: 23rd April 2025

Staff always happy to help you with any promises

Staff always happy to help you with any promises Reviewed on: 23rd April 2025

Great Credit Card with Excellent Support!

I’ve had a great experience with the 118 118 Money Credit Card. The application process was quick and straightforward, and I was approved even though my credit score wasn’t perfect. What I really appreciate is the transparency—no hidden fees, and the interest rate is fixed. Their customer service has also been super helpful whenever I’ve had questions. It’s been a great tool for rebuilding my credit while managing my expenses. Highly recommended! Reviewed on: 23rd April 2025

118 offered me a credit card, and has been increasin...

118 offered me a credit card, and has been increasing my credit limit, thanks for trusting me with your money. Reviewed on: 23rd April 2025

It only took a couple of minutes to apply, card arri...

It only took a couple of minutes to apply, card arrived promptly, then when I couldn't find my way on their App, I called Customer Service early on a Saturday morning and the agent kindly, politely and patiently guided me through. Very happy. Reviewed on: 23rd April 2025

Easy to get their loan.

Easy to get their loan. They promise and fulfill. Thanks Reviewed on: 23rd April 2025

Easy to deal with and use the app is ideal and lets...

Easy to deal with and use the app is ideal and lets you easily see what is going on with your account Reviewed on: 23rd April 2025

Card magic

Easy to use app you know what you are spending and good security Reviewed on: 23rd April 2025

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