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118 118 Money: Credit card reviews

4.73
Based on 5,643 reviews, last reviewed 23rd Jun 2026
402900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026
Marek Estocak's avatar
Marek Estocak

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5643)

Best credit app

5
I like the app, very easy to use Reviewed on: 23rd April 2025

Staff always happy to help you with any promises

5
Staff always happy to help you with any promises Reviewed on: 23rd April 2025

Great Credit Card with Excellent Support!

5
I’ve had a great experience with the 118 118 Money Credit Card. The application process was quick and straightforward, and I was approved even though my credit score wasn’t perfect. What I really appreciate is the transparency—no hidden fees, and the interest rate is fixed. Their customer service has also been super helpful whenever I’ve had questions. It’s been a great tool for rebuilding my credit while managing my expenses. Highly recommended! Reviewed on: 23rd April 2025

118 offered me a credit card, and has been increasin...

5
118 offered me a credit card, and has been increasing my credit limit, thanks for trusting me with your money. Reviewed on: 23rd April 2025

It only took a couple of minutes to apply, card arri...

5
It only took a couple of minutes to apply, card arrived promptly, then when I couldn't find my way on their App, I called Customer Service early on a Saturday morning and the agent kindly, politely and patiently guided me through. Very happy. Reviewed on: 23rd April 2025

Easy to get their loan.

4
Easy to get their loan. They promise and fulfill. Thanks Reviewed on: 23rd April 2025

Easy to deal with and use the app is ideal and lets...

5
Easy to deal with and use the app is ideal and lets you easily see what is going on with your account Reviewed on: 23rd April 2025

Card magic

4
Easy to use app you know what you are spending and good security Reviewed on: 23rd April 2025

Always there will help with everything even when you...

5
Always there will help with everything even when your credit is low Are also there when you just need advice on money Reviewed on: 23rd April 2025

Straightforward & simple

5
Straightforward & simple,easy to use app,great customer service. Reviewed on: 23rd April 2025

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