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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,333 reviews, last reviewed 21st Apr 2026
375300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to use, great customer service Easy to use, great customer service Reviewed on: 21st April 2026
Nikki c's avatar
Nikki c

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5333)

Simplicity that helps .

5
Really simple and easy process when opening and using. Really clear communication and helpful customer service Reviewed on: 22nd April 2025
Lisa s's avatar
Lisa s

118 is OK, but £12 for going over your limit is a bi...

4
118 is OK, but £12 for going over your limit is a bit much considering i pay £8 pm. Why do I pay £8 when you charge £12 for going over? Reviewed on: 22nd April 2025
Trevor W's avatar
Trevor W

Best service

5
Always available to answer any queries clearly and rapid Reviewed on: 22nd April 2025
Mandy R's avatar
Mandy R

Swift to use accept in every store

5
Swift to use accept in every store Reviewed on: 22nd April 2025
Mustapha A's avatar
Mustapha A

No bad thing to say.

5
No bad thing to say. I have never had a problem. Interest could be lower though. But would definitely recommend if someone was looking for a credit card Reviewed on: 22nd April 2025
Natalie W's avatar
Natalie W

It's easy and good if I have more credit limit it's...

5
It's easy and good if I have more credit limit it's better because I am using nearly half of my present limit very easily because of that it's effecting my credit score Reviewed on: 22nd April 2025
Pavan Pavan k's avatar
Pavan Pavan k

Great company to deal with.

5
Great company to deal with. Clear and transparent Reviewed on: 22nd April 2025
Gemma H's avatar
Gemma H

Great service and always helpful

5
Great service and always helpful Reviewed on: 22nd April 2025
Nova Guillot's avatar
Nova Guillot

Good service - rates quite high though

4
Good service - rates quite high though Reviewed on: 22nd April 2025
MM's avatar
MM

I have always been satisfied with the service I have...

5
I have always been satisfied with the service I have received from 118. They inform me of any changes and keep me up to date with things happening that affect my account Reviewed on: 22nd April 2025
Alison w's avatar
Alison w

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