Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5643 reviews)

View other 118 118 Money products

4.73

Based on 5,643 reviews, last reviewed 23rd Jun 2026

402900% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5643)

Vere good they are.

Vere good they are. A great choice and they are the best Reviewed on: 24th April 2025

Great card never any issues and easy to use

Great card never any issues and easy to use Reviewed on: 24th April 2025

Despite glitches with the app when attempting to ope...

Despite glitches with the app when attempting to open certain items the overall App is very user friendly and many options to utilise the app even more. The notication are very helpful also Reviewed on: 24th April 2025

Always have a safety net if needed

Always have a safety net if needed Reviewed on: 24th April 2025

Good and easy to apply and manage

Good and easy to apply and manage Reviewed on: 24th April 2025

118 118 are great.

They are always show that they care and are giving great ways in which they can help in your financial journey. Reviewed on: 24th April 2025

They let you know when your near your limit

They let you know when your near your limit Reviewed on: 24th April 2025

Great card

So easy to use and very helpful when I phoned up to ask if I could use the card abroad Reviewed on: 23rd April 2025

Very good credit card.

Very good credit card. I always use it. But they charge a lot of interest. This aspect should be looked into. This card cannot be used in any other country except the UK and cannot even be added to Google Pay. Please reduce the interest service charge and spare me or us. I have never seen such a high interest charge on any other credit card. Reviewed on: 23rd April 2025

Excellent credit card.

Excellent credit card. Feeling good Reviewed on: 23rd April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.19 from 5 reviews
Credit card
from PayPal 4.69 from 98 reviews
Clubcard credit cards
from Tesco Bank 4.04 from 343 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4610 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub