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118 118 Money: Credit card reviews

4.85
Based on 5,373 reviews, last reviewed 21st Apr 2026
379000% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy process from start to finish and 118 app gives... Easy process from start to finish and 118 app gives you all the info you need. Reviewed on: 21st April 2026
Patrick M's avatar
Patrick M

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5373)

Good customer service, good app.

5
Good app, works well and has all the information you need. Great umcuatomer service, efficient and useful. Reviewed on: 22nd April 2025

I got the card and the credit line very easily.

5
I got the card and the credit line very easily. I know it's not good to have to take out a loan, but when you're in need, this card is a great help. I was happy and positive about it. Reviewed on: 22nd April 2025

Brilliant all round card both in uk and around the w...

5
Brilliant all round card both in uk and around the world the app gives you complete control but you always have the option to speak to a real person should you need to Reviewed on: 22nd April 2025

Great communication and a great app

5
Great communication and a great app Reviewed on: 22nd April 2025

Amazing a*

5
Amazing,customer service,app,good value for money,highly recommended A* Reviewed on: 22nd April 2025

Good service

5
Good service good customer service Reviewed on: 22nd April 2025

Overall a great company, if your not easily enticed

4
As someone who has previously had bad money experiences, the emails encouraging spending to enter a prize draw are quite unnerving. Reviewed on: 22nd April 2025

I like 118 money because it is quick and easy to app...

5
I like 118 money because it is quick and easy to apply for loan when you need one. I found these miles better then other companies. Reviewed on: 22nd April 2025

Amazing service the staff wonderful customer support

5
Amazing service the staff wonderful customer support Reviewed on: 22nd April 2025

Very helpful advisor with any issue you may have, ve...

5
Very helpful advisor with any issue you may have, very understanding. Reviewed on: 22nd April 2025

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