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118 118 Money: Credit card reviews

4.73
Based on 5,643 reviews, last reviewed 23rd Jun 2026
402900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thank you very much Very good thank you very much Reviewed on: 23rd June 2026
Marek Estocak's avatar
Marek Estocak

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5643)

Quick and easy application with no hassle and top cu...

5
Quick and easy application with no hassle and top customer service and having a easy to use app Reviewed on: 23rd April 2025

Very clear concise statement information take all pa...

5
Very clear concise statement information take all payments by direct debit on time no problems Reviewed on: 23rd April 2025

Never had any issues, app is a great self serve and...

5
Never had any issues, app is a great self serve and can manage my card all in there. Proactive approach to tailor to your needs with the right offers so a great card to have Reviewed on: 23rd April 2025

118 is one of the best cards I have had which actual...

5
118 is one of the best cards I have had which actually has given me a better credit rating since I have been using the card . Sry easy app not complicated and good interest rates. Reviewed on: 22nd April 2025

The very best Creditor

5
The fact I could navigate the App so simply was a very good experience to me. I have not any issues using my card. The thing I have realised is, I can use my card for contactless. Was easy to apply and the card arrived within a couple of days. decorating and home improvements. So simple to use. Highly recommended. Reviewed on: 22nd April 2025

Very good experience, easy app, all good

5
Very good experience, easy app, all good Reviewed on: 22nd April 2025

Great customer service.

5
Great customer service.Application is simple and quick response.Never had any problems Reviewed on: 22nd April 2025

Great Company Top Bannana

5
Great Company Can't fault it The best in the West Reviewed on: 22nd April 2025

Nationwide acceptance

5
This card is accepted everywhere in the UK? Reviewed on: 22nd April 2025

118118 have excellent customer service always prepar...

4
118118 have excellent customer service always prepared to listen to what your inquiry is Reviewed on: 22nd April 2025

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