Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,281 reviews, last reviewed 21st Apr 2026
370500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Is excellent in everything, I don’t have problems wi... Is excellent in everything, I don’t have problems with the bank Reviewed on: 21st April 2026
Andreina torres's avatar
Andreina torres

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5281)

App is very easy to use.

5
App is very easy to use. I got given a very competitive interest rate and have been very happy with my service. I would probably recommend to someone else if they needed a credit card. Very easy to change payment amount too. Reviewed on: 19th April 2025

My best credit card experience

4
The 118 118 money app is easy to access with fantastic features and customer service. I get monthly alerts on my direct debit and balance monthly. Reviewed on: 19th April 2025

TOP, very efficient

5
hassle-free, quick decision and the best part for me lovely and friendly Team Reviewed on: 19th April 2025

All good easy apps happy recomend to a pal

5
All good easy apps happy recomend to a pal Reviewed on: 18th April 2025

Only had one credit increase in nearly a...

3
Only had one credit increase in nearly a year Reviewed on: 18th April 2025

Great customer service and friendly service

5
Great customer service and friendly service Reviewed on: 18th April 2025

Great credit card

5
Great credit card, excellent customer service! Reviewed on: 18th April 2025

Reliable, quick response with good customer service

5
Reliable, quick response with good customer service Reviewed on: 18th April 2025

The king of all cards

5
A life saver card that has been able to stand the test of time. Considering and helpful. A family card that saves the day when all hope is lost. Good charges and friendly. Reviewed on: 18th April 2025

118118 money has helped me improve my credit score w...

5
118118 money has helped me improve my credit score when most would not help and give a credit card. It is easy to pay off the balance of the card each month using their app and the application was fast. Reviewed on: 18th April 2025

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review