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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5645)

I’ve been with 118118 for several years and I have a...

5
I’ve been with 118118 for several years and I have always found them easy to deal with Reviewed on: 23rd April 2025
Stevie O's avatar
Stevie O

Easily accessible, no hastle.

4
Easily accessible, no hastle. Rates are decent and app is very simple Reviewed on: 23rd April 2025
Dan S's avatar
Dan S

Quick and easy application with no hassle and top cu...

5
Quick and easy application with no hassle and top customer service and having a easy to use app Reviewed on: 23rd April 2025
S S's avatar
S S

Very clear concise statement information take all pa...

5
Very clear concise statement information take all payments by direct debit on time no problems Reviewed on: 23rd April 2025
Margot's avatar
Margot

Never had any issues, app is a great self serve and...

5
Never had any issues, app is a great self serve and can manage my card all in there. Proactive approach to tailor to your needs with the right offers so a great card to have Reviewed on: 23rd April 2025
Lionel Y's avatar
Lionel Y

118 is one of the best cards I have had which actual...

5
118 is one of the best cards I have had which actually has given me a better credit rating since I have been using the card . Sry easy app not complicated and good interest rates. Reviewed on: 22nd April 2025
Sahel G's avatar
Sahel G

The very best Creditor

5
The fact I could navigate the App so simply was a very good experience to me. I have not any issues using my card. The thing I have realised is, I can use my card for contactless. Was easy to apply and the card arrived within a couple of days. decorating and home improvements. So simple to use. Highly recommended. Reviewed on: 22nd April 2025
Febie Phiri's avatar
Febie Phiri

Very good experience, easy app, all good

5
Very good experience, easy app, all good Reviewed on: 22nd April 2025
Tomasz B's avatar
Tomasz B

Great customer service.

5
Great customer service.Application is simple and quick response.Never had any problems Reviewed on: 22nd April 2025
Amanda M's avatar
Amanda M

Great Company Top Bannana

5
Great Company Can't fault it The best in the West Reviewed on: 22nd April 2025
Patrick McDaid 's avatar
Patrick McDaid

Review 118 118 Money: Credit card now

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