Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,295 reviews, last reviewed 21st Apr 2026
371800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good overall It is a good place to build up your score Reviewed on: 21st April 2026
Redwan H's avatar
Redwan H

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H
Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Credit card reviews (5295)

Customer service is excellent they listen not just g...

5
Customer service is excellent they listen not just go through a script.Very helpful Reviewed on: 22nd April 2025
Glenn S's avatar
Glenn S

So easy and simple to get online and get a...

5
So easy and simple to get online and get a card Reviewed on: 22nd April 2025
Jackie's avatar
Jackie

Fast and reliable, good customer support

5
Fast and reliable, good customer support Reviewed on: 22nd April 2025
Christopher A's avatar
Christopher A

Great card and they understand my needs.

5
Great card and they understand my needs. Reviewed on: 22nd April 2025
Damian J's avatar
Damian J

Easy to apply, easy to manage the app,

5
Easy to apply, easy to manage the app, Reviewed on: 22nd April 2025
Valentin F's avatar
Valentin F

Always very helpful and clear.

5
Always very helpful and clear.Great rates excellent support. Reviewed on: 22nd April 2025
Jacqueline G's avatar
Jacqueline G

Easy to use.

5
Easy to use. Great experience. Good tool to build credit rating! Reviewed on: 22nd April 2025
Elaine P's avatar
Elaine P

Excellent experience using 118 118

5
Excellent experience using 118 118 Reviewed on: 22nd April 2025
Mayra C's avatar
Mayra C

Helping hand to responsible use

5
This was the first card I could get after having an IVA and it really helped me boost my credit score Reviewed on: 22nd April 2025
Rob P's avatar
Rob P

Expensive way to borrow given the rates

4
Expensive way to borrow given the rates Reviewed on: 22nd April 2025
Alex F's avatar
Alex F

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill