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118 118 Money: Credit card reviews

4.85
Based on 5,130 reviews, last reviewed 20th Apr 2026
357100% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I am very happy with 118 118. I am very happy with 118 118. They have good Reviewed on: 20th April 2026
vincent 's avatar
vincent

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5130)

The 118 118 credit card and loan services are exempl...

5
The 118 118 credit card and loan services are exemplary. I have never experienced any problems with the company. I would recommend 118 118 to anyone looking for a great all round credit company. Reviewed on: 15th April 2025

A very good company great communication.

5
A very good company great communication. Reviewed on: 15th April 2025

Five star!

5
Five star! big help! Dependable and easy to use card! All transactions are fast Reviewed on: 15th April 2025

The credit card has helped my financial situation an...

4
The credit card has helped my financial situation and I am very likely to introduce it to my friends and family. Reviewed on: 15th April 2025

Had a problem with card phone up sorted within minutes

5
Had a problem with card phone up sorted within minutes Reviewed on: 15th April 2025

Very good experience with 118 118, I applied for cre...

5
Very good experience with 118 118, I applied for credit and didn’t have a problem it was granted to me immediately just when I needed help. Reviewed on: 15th April 2025

Brilliant

5
Nothing but great experiences, very happy to recommend Reviewed on: 15th April 2025

Only use my card for regular purchase not had any pr...

4
Only use my card for regular purchase not had any problems yet Reviewed on: 15th April 2025

Good fast customer service and easy to apply for and...

5
Good fast customer service and easy to apply for and use app Reviewed on: 15th April 2025

Ease of use and fast response good value

5
Ease of use and fast response good value Reviewed on: 15th April 2025

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