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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

It's the best credit card that I have ever had no ha...

5
It's the best credit card that I have ever had no hassle with the app very straight forward would recommend Reviewed on: 22nd April 2025

It’s really helped me when iv been stuck

5
It’s really helped me when iv been stuck Reviewed on: 22nd April 2025

Very good

5
Everything is done quickly and accurately Reviewed on: 22nd April 2025

Nothing but positive feedback.

5
Nothing but positive feedback. Very easy to make payments. No issues with anything. Reviewed on: 22nd April 2025

All very good, good experience, great help with money

5
All very good, good experience, great help with money Reviewed on: 22nd April 2025

2 years of as a happy customer!

5
Been with 118 118 for two years there customer care second to none , always helpful. Reviewed on: 22nd April 2025

Overall a good responsive experience carefully judge...

4
Overall a good responsive experience carefully judged increases. Item needing most development is the app direct debit update doesn’t always work although using the app chat is always a good option Reviewed on: 22nd April 2025

Brilliant site and so easy to deal with.

5
Brilliant site and so easy to deal with. Would highly recommend Reviewed on: 22nd April 2025

The best service and product I have had.

5
The best service and product I have had. Reviewed on: 22nd April 2025

Could not be a better card and service

5
Could not be a better card and service Reviewed on: 22nd April 2025

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