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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5305 reviews)

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4.85

Based on 5,305 reviews, last reviewed 21st Apr 2026

372800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Happy customer Applied for a 118 card, received the card very quickly and have had good service ever since Reviewed on: 21st April 2026

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5305)

11811GREAT

Fab choice excellent sevice in bank quickly got loan and a credit card FANTASTIC .Quick fast and easy explaination was easy to follow on both the loan and card. Reviewed on: 15th April 2025

The card process is easy and they are speedy and hel...

The card process is easy and they are speedy and helpful. They are clear on the process and the application is easy to follow with great opportunity to increase your credit if you keep up the payment correctly.clear speedy helpful and supportive what more can you ask for . Reviewed on: 15th April 2025

Easy to use app and straightforward

Easy to use app and straightforward Reviewed on: 15th April 2025

Very helpful and easy to deal with.

Very helpful and easy to deal with. Reviewed on: 15th April 2025

Open opinion but high interest rates Offers rewarded...

Open opinion but high interest rates Offers rewarded to sensible use of account Reviewed on: 15th April 2025

Helped me massively

At a time when no-one would help. These guys gave me a chance to improve my credit Reviewed on: 15th April 2025

Doing what others won’t

I overall am extremely happy with 118 118 and very grateful that they have trusted in me despite a poor credit score when no others have. They have helped me immensely. My only negatives are the customer service is extremely difficult to contact with extreme wait times and the cost of the borrowing, however, I knew this when I signed up, nothing was hidden and I am aware that the high interest rate is due to my credit score. Reviewed on: 15th April 2025

118 118 gave me opportunity to manage my credit and...

118 118 gave me opportunity to manage my credit and payments Reviewed on: 15th April 2025

All my family use 118118

Never had a problem and it so easy to use online Reviewed on: 15th April 2025

The best credit card ever, it’s so easy to apply and...

The best credit card ever, it’s so easy to apply and the offers, balance transfer options top notch. Credit limit and interest all reasonable. Recommend this credit card anyday. Reviewed on: 15th April 2025

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