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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5645)

I have had the credit card for a while have never mi...

3
I have had the credit card for a while have never missed a payment and no sign of an increase Reviewed on: 22nd April 2025
Tara s's avatar
Tara s

brilliant customer service always resolved my queries

5
brilliant customer service always resolved my queries Reviewed on: 22nd April 2025
john's avatar
john

Amazing and very friendly

5
Amazing and very friendly and very helpfully Reviewed on: 22nd April 2025
jason l's avatar
jason l

Best credit card I’ve had by far

5
Best credit card I’ve had by far Reviewed on: 22nd April 2025
Karen c's avatar
Karen c

Ten out of ten!

5
Quick acceptance decision, regular credit limit reviews and easy to use app. Reviewed on: 22nd April 2025
Sophie F's avatar
Sophie F

Fast reliable and friendly service.

5
Fast reliable and friendly service. If I need money for emergency then I always use 118 118 credit as they are brilliant and worth 10 stars. Reviewed on: 22nd April 2025
Paul G's avatar
Paul G

When calling customer service

5
When calling customer service they were very helpful and friendly. Good communication Reviewed on: 22nd April 2025
Karolina r's avatar
Karolina r

So far no complaints.

4
So far no complaints. Always delivered. Reviewed on: 22nd April 2025
Victor A's avatar
Victor A

Brilliant service.

5
Brilliant service.. from applying to receiving the card. Easy to apply and once received the card and start using.. the app is clear and informative. Communication is great from knowing about account and what your balance is .. I like how your interest is added on your minimum amount so you know your interest is paid but also meeting the minimum about and able to pay off more quickly. Not just paying small amount and not making a difference. It's a great way of doing things Reviewed on: 22nd April 2025
Kelly Hall's avatar
Kelly Hall

Very good service on money transfers into my bank ac...

5
Very good service on money transfers into my bank account Reviewed on: 22nd April 2025
harry ford's avatar
harry ford

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