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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.726097972918508043 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Best credit card I’ve had by far

Best credit card I’ve had by far Reviewed on: 22nd April 2025

Ten out of ten!

Quick acceptance decision, regular credit limit reviews and easy to use app. Reviewed on: 22nd April 2025

Fast reliable and friendly service.

Fast reliable and friendly service. If I need money for emergency then I always use 118 118 credit as they are brilliant and worth 10 stars. Reviewed on: 22nd April 2025

When calling customer service

When calling customer service they were very helpful and friendly. Good communication Reviewed on: 22nd April 2025

So far no complaints.

So far no complaints. Always delivered. Reviewed on: 22nd April 2025

Brilliant service.

Brilliant service.. from applying to receiving the card. Easy to apply and once received the card and start using.. the app is clear and informative. Communication is great from knowing about account and what your balance is .. I like how your interest is added on your minimum amount so you know your interest is paid but also meeting the minimum about and able to pay off more quickly. Not just paying small amount and not making a difference. It's a great way of doing things Reviewed on: 22nd April 2025

Very good service on money transfers into my bank ac...

Very good service on money transfers into my bank account Reviewed on: 22nd April 2025

I like the customer service you provide and helping...

I like the customer service you provide and helping people reminding them when to make their next payments back, thus you not falling into debt. Reviewed on: 22nd April 2025

Reliable service, helpful with any issues

Reliable service, helpful with any issues Reviewed on: 22nd April 2025

Very helpful and professional.

Very helpful and professional. Stress free borrowing Reviewed on: 22nd April 2025

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