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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.726097972918508043 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Super easy to apply.

Super easy to apply. easy to navigate the app. Nice n simple to use. Clear and concise app shows everything you need to know. Reasonable interest rate decent start limit too Reviewed on: 22nd April 2025

Happy so far with the service

I am pleased with my 118 credit card so far.the interest rate could be lower Reviewed on: 22nd April 2025

Excellent all round credit card.

Excellent all round credit card.Customer service and value for money is second to none Reviewed on: 22nd April 2025

Very easy to use the app

Very easy to use the app and get regular updates on payments coming out. Reviewed on: 22nd April 2025

Great service if used wisely

118 have been helpful and treated me with respect and helped me improve my credit score A great service if used wisely. Reviewed on: 22nd April 2025

No varying payments.

No varying payments just a set monthly fee. That never changes. The more you pay the fee stays the same. So you always know how much you are actually paying off! Brilliant and simple idea Reviewed on: 22nd April 2025

118 118 cr3dit cards

Always kept up to date with any rate changes .Have no issues with the companywhatsoever.....Goid communicationthroughout my time with 118 118....Would recommend this company to all family and friends Reviewed on: 22nd April 2025

Good experienced

My experience is good the credit charges are high as the interest rate is high on cards because of poor credit rating however the rates could be cut to assist general payment Reviewed on: 22nd April 2025

I have found the whole experience of using 118 very...

I have found the whole experience of using 118 very easy with excellent service Reviewed on: 22nd April 2025

Great card

Have no problems at all sunce i have got the card easy to understand and pay Reviewed on: 22nd April 2025

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