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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,310 reviews, last reviewed 21st Apr 2026
373300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and finance tips especially with the new a... Great app and finance tips especially with the new app which helps you to think before you spend Reviewed on: 21st April 2026
Michelle Barr's avatar
Michelle Barr

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5310)

Helped me massively

5
At a time when no-one would help. These guys gave me a chance to improve my credit Reviewed on: 15th April 2025
Michelle farrell's avatar
Michelle farrell

Doing what others won’t

4
I overall am extremely happy with 118 118 and very grateful that they have trusted in me despite a poor credit score when no others have. They have helped me immensely. My only negatives are the customer service is extremely difficult to contact with extreme wait times and the cost of the borrowing, however, I knew this when I signed up, nothing was hidden and I am aware that the high interest rate is due to my credit score. Reviewed on: 15th April 2025
Em T's avatar
Em T

118 118 gave me opportunity to manage my credit and...

5
118 118 gave me opportunity to manage my credit and payments Reviewed on: 15th April 2025
Sharon G's avatar
Sharon G

All my family use 118118

5
Never had a problem and it so easy to use online Reviewed on: 15th April 2025
Levy Carvalho Nadyne's avatar
Levy Carvalho Nadyne

The best credit card ever, it’s so easy to apply and...

5
The best credit card ever, it’s so easy to apply and the offers, balance transfer options top notch. Credit limit and interest all reasonable. Recommend this credit card anyday. Reviewed on: 15th April 2025
Krs S's avatar
Krs S

A very good app and quite easy to navigate

5
A very good app and quite easy to navigate Reviewed on: 15th April 2025
Soupdragon's avatar
Soupdragon

It’s been great never had a problem

5
It’s been great never had a problem Reviewed on: 15th April 2025
Gary w's avatar
Gary w

Nice peoplemr to talk too on the phone if need too.

5
Nice people to talk too on the phone if need too. Reviewed on: 15th April 2025
Christopher's avatar
Christopher

The best in the world

5
The best credit card with low fees and high bonus. The whole process is very quick and easy. Reviewed on: 15th April 2025
Anna's avatar
Anna

Premier service

5
Excellent service never been let down or disappointed Reviewed on: 15th April 2025
Daniel P's avatar
Daniel P

Review 118 118 Money: Credit card now

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