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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Good experienced

4
My experience is good the credit charges are high as the interest rate is high on cards because of poor credit rating however the rates could be cut to assist general payment Reviewed on: 22nd April 2025

I have found the whole experience of using 118 very...

5
I have found the whole experience of using 118 very easy with excellent service Reviewed on: 22nd April 2025

Great card

5
Have no problems at all sunce i have got the card easy to understand and pay Reviewed on: 22nd April 2025

Exactly what I need form a credit card and loan, exc...

5
Exactly what I need form a credit card and loan, excellent customer service Reviewed on: 22nd April 2025

Very good all rounder and customer service excellent

5
Very good all rounder and customer service excellent Reviewed on: 22nd April 2025

I am very happy with your service

4
I am very happy with your service Reviewed on: 22nd April 2025

Excellent service and thr mobile app is very easy to...

5
Excellent service and thr mobile app is very easy to use Reviewed on: 22nd April 2025

Never had a bad experience .

4
Never had a bad experience . Everything is clearly set out. Not had to contact customer service. Reviewed on: 22nd April 2025

Great experience all round!

5
Great experience all round! The application process was quick, easy and fair! They have friendly and helpful customer service and the app is very convenient, user friendly. All communication has been quick and informative. Really caters to my needs. Reviewed on: 22nd April 2025

Excellent the customer service is brilliant very hel...

5
Excellent the customer service is brilliant very helpful straightforward deal with my enquirer and my bills and loan brilliant intestate it fantastic best then other loan company. Cheap monthly payments Reviewed on: 22nd April 2025

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