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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Very easy application always inform me of credit inc...

5
Very easy application always inform me of credit increase Reviewed on: 22nd April 2025

My credit friends

5
Kept up to date with my spending , easy to access the app, helpful and understanding. Reviewed on: 22nd April 2025

Apr at but high but that's all.

5
Apr at but high but that's all. Good credit card Reviewed on: 22nd April 2025

118 has been very good 100%

5
118 has been very good to me from day one, Reviewed on: 22nd April 2025

The interests charge need to looking too

4
The interests charge need to looking too Reviewed on: 22nd April 2025

When ever I'm stuck with something 118 always helped...

5
When ever I'm stuck with something 118 always helped me customer service is great always professional Reviewed on: 22nd April 2025

Thank you all 118 118 team,very easy and simple

5
Thank you all 118 118 team,very easy and simple Reviewed on: 22nd April 2025

Highly recommend.

5
Highly recommend. I’ve never had a problem with the service I’ve been given. Reviewed on: 22nd April 2025

Excellent customer service one of the best I know.

5
Excellent customer service one of the best I know. Very friendly and helpful. Had an issue with the account and was all resolved in one phone call. Reviewed on: 22nd April 2025

So far I think it’s fair to say it’s not...

4
So far I think it’s fair to say it’s not too bad Reviewed on: 22nd April 2025

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