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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Online they are very good however the call centre is...

3
Online they are very good however the call centre is totally different quality.. Unhelpful and the introduction when you initially call is terrible. The background music is deplorable and it feels like your going to lose connection. Reviewed on: 22nd April 2025

So far positive and has been a useful back up...

5
So far positive and has been a useful back up Reviewed on: 22nd April 2025

Good, I've had a great experience.

5
Good, I've had a great experience. Reviewed on: 22nd April 2025

118 118 Money

4
No problems so far except for the high interest rate Reviewed on: 22nd April 2025

Convenient way to manage account , easy to contact c...

5
Convenient way to manage account , easy to contact customer services Reviewed on: 22nd April 2025

It's OK until it goes wrong

4
It's OK until it goes wrong then constant emails and texts and calls Reviewed on: 22nd April 2025

Good service.

5
Good service.with excellent professionalism. Reviewed on: 22nd April 2025

Excellent card service, i would recommend it to anyone

5
Excellent card service, i would recommend it to anyone Reviewed on: 22nd April 2025

Excellent

5
Best credit card i’ve ever had in the last 2 years Reviewed on: 22nd April 2025

No problems so far let's keep it up

5
No problems so far let's keep it up Reviewed on: 22nd April 2025

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