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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Good service and easy to use app

Has helped when I needed and very easy to follow spend on the app assistance is there when needed by customer services all around a very good card the no charge to use abroad is amazing as well. Reviewed on: 17th April 2025

Good Credit Card

Always found the app easy to use and make payments, the information is always correct and never had any issues with my card Reviewed on: 17th April 2025

Always had a good experience although wish they woul...

Always had a good experience although wish they would increase credit limits more but would recommend 118 118 as a credit card Reviewed on: 16th April 2025

Excellent and efficient service app great all staff...

Excellent and efficient service app great all staff polite Reviewed on: 16th April 2025

High interest rates doesnt feel like iam paying anyt...

High interest rates doesnt feel like iam paying anything off of balance Reviewed on: 16th April 2025

My recent experience with 118 has been nothing short...

My recent experience with 118 has been nothing short of amazing! The app especially is so easy to use to track your spending, available balance and making payments etc Reviewed on: 16th April 2025

The rates are high but helping me to build my credit...

The rates are high but helping me to build my credit score, apps easy to use, and quick response with customer service. Reviewed on: 16th April 2025

Staff are always happy to help.

Staff are always happy to help. Very professional and always very polite Reviewed on: 16th April 2025

Easy to use and great staff.

Easy to use and great staff. Never had any issues at all Reviewed on: 16th April 2025

Haven't dealt with customer service but find the app...

Haven't dealt with customer service but find the app basic with room for improvement statements do not have an estimated interest for following g statement like others do which woukd enable customers to be abke to manage there card better Reviewed on: 16th April 2025

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