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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118118 TOOK A CHANCE ON ME.

I was once out of my depth financially. Although my credit score at the time was rather weak. 118118 gave me a hope of a chance. Since then my financial status in reviewing my credit score has come in leaps and bounds,all due to 118118 taking a chance on me. I owe this company a huge thank you for believing in me. THANKYOU 118118. Reviewed on: 16th April 2025

Very helpful and quick.

Very helpful and quick. The app is great for keeping track off card or loan Reviewed on: 16th April 2025

Convenient, only negative is the high interest rate

Convenient, only negative is the high interest rate Reviewed on: 16th April 2025

I haven’t needed to contact Customer Service, as I h...

I haven’t needed to contact Customer Service, as I have not experienced any problems with 118 118. Using the card abroad is simple and without surcharges Reviewed on: 16th April 2025

Great credit card starter to build your credit score...

Great credit card starter to build your credit score started with a £250 limit and with in 2 and a half years its up to £2800 every time I've I had a problem they were very helpful Reviewed on: 16th April 2025

It’s been fantastic, I would recommend it to everyone

It’s been fantastic, I would recommend it to everyone Reviewed on: 16th April 2025

The help you need

The money came at the right time, very quickly, no questions or documents asked. Very helpful! Reviewed on: 16th April 2025

Great service with amazing offers

Great service with amazing offers Reviewed on: 16th April 2025

All works fine and been a great help

All works fine and been a great help Reviewed on: 16th April 2025

Excellent customer service so easy to use and and si...

Excellent customer service so easy to use and and sign up was a breeze Reviewed on: 16th April 2025

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