Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

I haven’t needed to contact Customer Service, as I h...

I haven’t needed to contact Customer Service, as I have not experienced any problems with 118 118. Using the card abroad is simple and without surcharges Reviewed on: 16th April 2025

Great credit card starter to build your credit score...

Great credit card starter to build your credit score started with a £250 limit and with in 2 and a half years its up to £2800 every time I've I had a problem they were very helpful Reviewed on: 16th April 2025

It’s been fantastic, I would recommend it to everyone

It’s been fantastic, I would recommend it to everyone Reviewed on: 16th April 2025

The help you need

The money came at the right time, very quickly, no questions or documents asked. Very helpful! Reviewed on: 16th April 2025

Great service with amazing offers

Great service with amazing offers Reviewed on: 16th April 2025

All works fine and been a great help

All works fine and been a great help Reviewed on: 16th April 2025

Excellent customer service so easy to use and and si...

Excellent customer service so easy to use and and sign up was a breeze Reviewed on: 16th April 2025

It's good to have 118 credit card as back up...

It's good to have 118 credit card as back up Reviewed on: 16th April 2025

Really good service from 118 and good app.

Really good service from 118 and good app. Reviewed on: 16th April 2025

Customer service is great and always helpful, good i...

Customer service is great and always helpful, good interest rate , really happy with the services Reviewed on: 16th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
Everyday Credit Card
from Santander 4.18 from 25 reviews
Credit card
from M&S Bank - Marks and Spencer 3.66 from 205 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub