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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 118 credit card

5
Ease of use, good app and no issues. Reviewed on: 16th April 2025

Service with a smile

5
My calls to 118 have always been dealt with in a professional, but friendly manner to a successful conclusion Reviewed on: 16th April 2025

Help when needed

5
A good standby when required easy to use and maintain Reviewed on: 16th April 2025

The application process was easy.

5
The application process was easy. The app was easy to setup and to use. I have had no negative experiences using the card or the app during everyday use. Its excellent. Reviewed on: 16th April 2025

Very good. You get a response to any query on time.

5
Very good you get a response to any queries on time. Customer service is great. Reviewed on: 16th April 2025

Excellent service and givens you notifications on wh...

5
Excellent service and givens you notifications on when payments go out of customers banks Reviewed on: 16th April 2025

Best service

5
Excellent customer service, I've had no issues at all. Very polite always when I've called them. Quick and efficient to answer any queries. Highly recommended. Thank you 118 118 Reviewed on: 16th April 2025

Amazing service, recommend to anyone I come across

4
Amazing service, recommend to anyone I come across Reviewed on: 16th April 2025

Fantastic company!

5
Fantastic company and easy to use app to keep on top of spending and repayments! Also has any loans on the same app so you can keep track of everything in one place. Reviewed on: 16th April 2025

Easy to manage account on the app.

5
Easy to manage account on the app. Keep up to date payments and regular credit limit offers which can be useful when you need that extra bit of Finacial assistance Reviewed on: 16th April 2025

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