Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,299 reviews, last reviewed 21st Apr 2026
372200% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent customer service the app is fantastic so e... Excellent customer service the app is fantastic so easy to use helps to keep track of spending Reviewed on: 21st April 2026
Lisa B's avatar
Lisa B

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5299)

I have had no issue with using my credit card.

5
I have had no issue with using my credit card. Reviewed on: 15th April 2025

118 is very excellent and customer service is great

5
118 is very excellent I lost my card and they were very helpful Reviewed on: 15th April 2025

good credit card have had it for years but I have on...

4
good credit card have had it for years but I have only had 1 increase Reviewed on: 15th April 2025

Great company

5
Great customer service, easy to apply and use. Found the whole expereince easy to follow and would recommend to all my friends and family. They commmunicate well either by text or email to keep me up to date witg offers and changes. Reviewed on: 15th April 2025

It has been excellent and every time I’ve needed sup...

5
It has been excellent and every time I’ve needed support it has always been on time and of good standard Reviewed on: 15th April 2025

Fantastic experience had the card as a emergency whi...

5
Fantastic experience had the card as a emergency while back with a big repair bill for my work van. Card was fantastic and helped me out of a tuff situation. Reviewed on: 15th April 2025

My experience with 118 118 money has been amazing.

5
My experience with 118 118 money has been amazing. Reviewed on: 15th April 2025

Helpful and useful card

5
Very handy, especially at the time of a few changes to my personal circumstances. Quick process to apply and get card. I have had my account with 118 for a few years and has been really helpful and useful to get back on track. The app is quite basic but easy to use, and to keep track of spending etc. Reviewed on: 15th April 2025

Always happy to help and friendly staff.

5
Always happy to help and friendly staff. options are clear. The team was there for all advice and support. Reviewed on: 15th April 2025

Easy to use app, everything explained before you sig...

5
Easy to use app, everything explained before you sign up. Reviewed on: 15th April 2025

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review