Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

118118Money is an excellent card to help you back in...

118118Money is an excellent card to help you back into credit . It has a charge instead of interest which l found so easy to manage Reviewed on: 15th April 2025

Very easy to apply for credit and interest rate is...

Very easy to apply for credit and interest rate is good Reviewed on: 15th April 2025

Would recommend 118 118.

118 118 has helped me to afford items by allowing me to spread the cost. Making it more affordable to buy those larger household items, to make home improvements and to help towards holidays. Help and advice is always at hand, just a phone call away. Customer se4vice is very good. I wouldn't hesitate to recommend 118 118 to family and friends. Reviewed on: 15th April 2025

118 at my gate

Always keep me up to date with my balance and inform me of offers with easy to read emails. Reviewed on: 15th April 2025

Quick payment into my bank

Quick replying on my email quick update Reviewed on: 15th April 2025

Fantastic card and service, straightforward and simp...

Fantastic card and service, straightforward and simple to use. Payment options are perfect and no fuss. Great customer service and communication. A really fantastic card service and look forward to a great future with 118 118 Money. Excellent, a big thanks from me too you. Reviewed on: 15th April 2025

Very straightforward bank to deal helped in time of...

Very straightforward bank to deal helped in time of necessity would highly recommend Reviewed on: 15th April 2025

Good credit limit and good card for bad credit...

Good credit limit and good card for bad credit Reviewed on: 15th April 2025

Very good customer service when I telephone with a q...

Very good customer service when I telephone with a query Reviewed on: 15th April 2025

Perfect card for credit score building

I got a 188188 Money card to build my credit score. The application is easy, the card arrived quickly and the app is easy to use. You can clearly see your minimum payment and can pay in whenever from your app. It's easy to keep track of your expenses and your credit. My card did not work abroad but it might have been for protection against fraud that you cannot use it without advising of your movements. Overall it's a very good card for building credit score by keeping up with repayments. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.71 from 815 reviews
marbles credit card
from NewDay 4.37 from 543 reviews
Credit Card
from American Express 3.44 from 127 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub