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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,375 reviews, last reviewed 21st Apr 2026
379100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thanks Very good,thanks! Everything is fast, clear and correct. Reviewed on: 21st April 2026
Stoyanova 's avatar
Stoyanova

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5375)

Excellent service and the mobile app is very easy to...

5
Excellent service and the mobile app is very easy to use a Reviewed on: 15th April 2025
Phillip m's avatar
Phillip m

Very fast

5
Up until now, whenever I reached out to address my concerns, the representatives were responsive and assured me they would take the necessary steps to resolve the issue at hand. Each time I made a call, they listened attentively and promised to follow through with appropriate actions to address my worries effectively. Reviewed on: 15th April 2025
Gregory 's avatar
Gregory

Always had good customer service when I have called...

5
Always had good customer service when I have called up and spoke to advisors and the app is good and informative as well Reviewed on: 15th April 2025
Chez's avatar
Chez

Easy to apply and always letting me know if i qualif...

5
Easy to apply and always letting me know if i qualified for updates Reviewed on: 15th April 2025
Keith d's avatar
Keith d

Happy to recommend

5
Easy to apply for, quick service and good communication. Happy to recommend. Reviewed on: 15th April 2025
Lou 's avatar
Lou

118 118 Review

5
This card company has helped me get back up and running on my credit file, When I had issues with payments because I was on sick leave The customer service helped me and freezing the interest and payment without effecting my credit file Reviewed on: 15th April 2025
Dave Regan's avatar
Dave Regan

The rates are crazy I have been balance transferring...

1
The rates are crazy I have been balance transferring funds due to how crazy the APR is. Personally I would stay well clear of this credit card Reviewed on: 15th April 2025
Brian G's avatar
Brian G

Easy format

5
Always a good service clear communication and app easy to use. Reviewed on: 15th April 2025
Tor's avatar
Tor

Made it difficult to claim fraudulent purchase hard...

3
Made it difficult to claim fraudulent purchase hard to get in contact and sent me a form I could not edit so didn’t bother in the end Reviewed on: 15th April 2025
Penny d's avatar
Penny d

Extra support at the right time

5
Having this credit card gave me the extra support I needed at the right time. I wish all credit cards were like this. Reviewed on: 15th April 2025
John Warren's avatar
John Warren

Review 118 118 Money: Credit card now

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