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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Very helpful and easy to deal with.

Very helpful and easy to deal with. Reviewed on: 15th April 2025

Open opinion but high interest rates Offers rewarded...

Open opinion but high interest rates Offers rewarded to sensible use of account Reviewed on: 15th April 2025

Helped me massively

At a time when no-one would help. These guys gave me a chance to improve my credit Reviewed on: 15th April 2025

Doing what others won’t

I overall am extremely happy with 118 118 and very grateful that they have trusted in me despite a poor credit score when no others have. They have helped me immensely. My only negatives are the customer service is extremely difficult to contact with extreme wait times and the cost of the borrowing, however, I knew this when I signed up, nothing was hidden and I am aware that the high interest rate is due to my credit score. Reviewed on: 15th April 2025

118 118 gave me opportunity to manage my credit and...

118 118 gave me opportunity to manage my credit and payments Reviewed on: 15th April 2025

All my family use 118118

Never had a problem and it so easy to use online Reviewed on: 15th April 2025

The best credit card ever, it’s so easy to apply and...

The best credit card ever, it’s so easy to apply and the offers, balance transfer options top notch. Credit limit and interest all reasonable. Recommend this credit card anyday. Reviewed on: 15th April 2025

A very good app and quite easy to navigate

A very good app and quite easy to navigate Reviewed on: 15th April 2025

It’s been great never had a problem

It’s been great never had a problem Reviewed on: 15th April 2025

Nice peoplemr to talk too on the phone if need too.

Nice people to talk too on the phone if need too. Reviewed on: 15th April 2025

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