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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Fantastic customer service, updates are great

5
Fantastic customer service, updates are great Reviewed on: 15th April 2025

Easy site to navigate quick process to join well inf...

5
Easy site to navigate quick process to join well informed site does as it says on the tin Reviewed on: 15th April 2025

Fantastic Service

5
My experience from day one has been absolutely incredible, 118 has been very helpful with everything they explain everything in detail, everything is never to much trouble. They are just brilliant. Reviewed on: 15th April 2025

Amazing and easy card provider, helpful

5
Amazing and easy card provider, helpful Reviewed on: 15th April 2025

118 money always at hand

5
118 money have been there for me in times of need whether it be for a personal loan or for a credit card. They don't allow me to over commit myself financially. I appreciate 118 118 help and will not hesitate to use or recommend in the future Reviewed on: 15th April 2025

Gave me a chance when others wouldn’t

5
Gave me a chance when others wouldn’t Reviewed on: 15th April 2025

Brilliant organisatio, friendly and efficient, relia...

5
Brilliant organisatio, friendly and efficient, reliable and supportive. Thank you 118 Reviewed on: 15th April 2025

Great card with reasonable rates.

5
Great card with reasonable rates. Fab offers once you are established with them. Would recommend. Reviewed on: 15th April 2025

It's fabulous

5
It's fabulous, should improve the application Reviewed on: 15th April 2025

Fraud over transactions

5
Had some transactions not recognised and my card was blocked and the process with 118 over this matter was very smooth to cancel card order new one etc Reviewed on: 15th April 2025

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