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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Excellent customer service, transparent, honest an...

4
Excellent customer service, transparent, honest and easy to use, good security too Reviewed on: 15th April 2025

Very good credit card

5
Very happy with service received Reviewed on: 15th April 2025

Easy to apply

5
Easy to apply for a loan or a credit card the customer service is very good, no problems applying online Reviewed on: 15th April 2025

Got a loan and credit card very easy to use always h...

5
Got a loan and credit card very easy to use always helpful Reviewed on: 15th April 2025

Always very helpful.

5
Always very helpful. Always there for you to talk to Reviewed on: 15th April 2025

Excellent service both with the loan and card servic...

5
Excellent service both with the loan and card service so no complaints Reviewed on: 15th April 2025

Very good company always helpful if need to call

5
Very good company always helpful if need to call Reviewed on: 15th April 2025

Everything is in the app that answers all questions...

5
Everything is in the app that answers all questions have had no problems at all Reviewed on: 15th April 2025

Customer service

5
Alway been good customer bservic and helpful Reviewed on: 15th April 2025

Ok but high interest

3
The card is good the credit limit is good but you are ripping me off with interest charged unfair Reviewed on: 15th April 2025

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