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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Very good

5
Very easy to use app very good no hidden costs Reviewed on: 15th April 2025

Easy application quick and fast response.

5
Easy application quick and fast response. Easy to use all tools on the app. I’d say the easiest credit card I’ve ever had! Reviewed on: 15th April 2025

I have had no problems with 118 money

5
I have had no problems with 118 money Reviewed on: 15th April 2025

Hace been very helpful is good to.

5
Hace been very helpful is good to. Rebuild your credit score Reviewed on: 15th April 2025

Very nice and good service excellent customer service

5
Very nice and good service excellent customer service Reviewed on: 15th April 2025

Superb card all time and very reasonable interest rate

5
Superb card all time and very reasonable interest rate Reviewed on: 15th April 2025

Excellent customer service, but long holds

4
When I get through to someone the customer service has been great. The only issue I have is the wait times to get hold of someone on the live chat system, other than that I would definitely recommend. Reviewed on: 15th April 2025

Great experience with no issues.

5
Great experience with no issues. App is user friendly Reviewed on: 15th April 2025

Overall I'm satisfied with product

5
Overall I'm satisfied with product Reviewed on: 15th April 2025

I found 118 118 to be easier to use and has much mor...

4
I found 118 118 to be easier to use and has much more value for money then any other company I have tried. Reviewed on: 15th April 2025

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