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118 118 Money: Credit card reviews

4.85
Based on 5,228 reviews, last reviewed 20th Apr 2026
365800% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service always would recommend Great service always would recommend Reviewed on: 20th April 2026
Mrs n's avatar
Mrs n

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5228)

Great credit card

5
Great credit card and company to deal with. Respond quickly to queries Reviewed on: 15th April 2025

Haven't had any issues with this card/company

5
Haven't had any issues with this card/company Reviewed on: 15th April 2025

Great overall experience!

5
Great overall experience! 5 star service! Great value for money! Highly recommend! Fantastic credit card to help build your credit score! Reviewed on: 15th April 2025

118 are great only provider to help me get credit...

5
118 are great only provider to help me get credit Reviewed on: 15th April 2025

I have been using for the last 4 years and it’s alwa...

5
I have been using for the last 4 years and it’s always been amazing Reviewed on: 15th April 2025

118 money experience

5
I've had issues in the past with credit but 118 money were thorough and sympathetic to my plight as not all the problems were my doing. The process was quick simple and easy. 100% recommend. Reviewed on: 15th April 2025

I'm 118 we trust

5
A trusted and informative provider of credit to those who may struggle to obtain credit or just a foot on the ladder elsewhere. Reviewed on: 15th April 2025

Excellent service .

5
Excellent service ..great easy app to use...easy to keep track of things.. Reviewed on: 15th April 2025

118 118 has been fantastic for me, easy application...

5
118 118 has been fantastic for me, easy application and frequently reviewed for credit limits. Although I feel sometimes they should include a loan option instead of just increasing limits. Reviewed on: 15th April 2025

You guys are doing great things for your customers

4
You guys are doing great things for your customers Reviewed on: 15th April 2025

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