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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Credit card application was very easy.

5
Credit card application was very easy. Very sensible credit limit that was upped after a few months. Hassle free advice when needed Reviewed on: 15th April 2025

Good service,sorted a proplem i had with card,very q...

5
Good service,sorted a proplem i had with card,very quick. Reviewed on: 15th April 2025

Good app easy to use.

5
Good app easy to use. I pay off to avoid interest each month Reviewed on: 15th April 2025

Brilliant

5
Excellent choice and good customer service Reviewed on: 15th April 2025

Happy times

4
Since having this card not only has it helped me with my credit score.it helped me save money Reviewed on: 15th April 2025

Overall good service so far.

4
Overall good service so far. My experience is that they have always been responsive whenever I have need to contact them. App is good. Reviewed on: 15th April 2025

It has helped me to improve my credit score

5
It has helped me to improve my credit score Reviewed on: 15th April 2025

bumped the apr up to 50%, i would never have conside...

1
bumped the apr up to 50%, i would never have considered applying for a credit card with such a ludicrous rate Reviewed on: 15th April 2025

Always helpful.

5
Always helpful. No pressure to increase credit limit etc, allows me to stay in control. I am always kept up to date with all information I need. The app is good as it shows exactly where your balance is, when a payment is due. Reviewed on: 15th April 2025

Had great experiences with all services from 118 118.

5
Had great experiences with all services from 118 118. App is so easy to use and the services they provide are great Reviewed on: 15th April 2025

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