Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

Never had any problems, use the app easy to follow...

5
Never had any problems, use the app easy to follow and can check balances and payments at anytime, payments can be made simply Reviewed on: 15th April 2025

Good service the app is very easy to use

5
Good service the app is very easy to use Reviewed on: 15th April 2025

Knowledge

5
Simple and easy system to understand Reviewed on: 15th April 2025

Credit card application was very easy.

5
Credit card application was very easy. Very sensible credit limit that was upped after a few months. Hassle free advice when needed Reviewed on: 15th April 2025

Good service,sorted a proplem i had with card,very q...

5
Good service,sorted a proplem i had with card,very quick. Reviewed on: 15th April 2025

Good app easy to use.

5
Good app easy to use. I pay off to avoid interest each month Reviewed on: 15th April 2025

Brilliant

5
Excellent choice and good customer service Reviewed on: 15th April 2025

Happy times

4
Since having this card not only has it helped me with my credit score.it helped me save money Reviewed on: 15th April 2025

Overall good service so far.

4
Overall good service so far. My experience is that they have always been responsive whenever I have need to contact them. App is good. Reviewed on: 15th April 2025

It has helped me to improve my credit score

5
It has helped me to improve my credit score Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products