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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Managable credit limit and clear costs

4
Never had an issue, has a managable credit limit, and the fixed payments and fees make repayments easy and clear. Reviewed on: 20th April 2026

Very helpfull,faster and convinience

5
Very helpfull,faster and convinience Reviewed on: 20th April 2026

Fantastic customer service, easy App to use and does...

5
Fantastic customer service, easy App to use and does everything you need! Reviewed on: 20th April 2026

Really user friendly card

5
Really user friendly card and easy to access money Reviewed on: 20th April 2026

Gooodxnxnsnsnsnsnssndndndndnssndndnxnxnxxnxndn

5
Good Reviewed on: 20th April 2026

Very good and very helpful.

4
Very good and very helpful.. No issues Reviewed on: 20th April 2026

Top 5 star service

5
Haven’t had a problem with 118 since joining, they have ma aged my account extremely well and have already notified me first when I’ve been legible for an increase. They are very good at communicating and will regularly send me emails to keep me updated Reviewed on: 20th April 2026

I got help verry easy and very frendley

5
I got help verry easy and very frendley Reviewed on: 20th April 2026

Very good, really helped me improve credit score

5
Very good, really helped me improve credit score Reviewed on: 20th April 2026

Great company

5
118 Money gave me a card as well as a loan when I was really in need. A great credit card company. When I was struggling to pay the customer service team were very kind and allowed me to pay less until I was back on my feet. Reviewed on: 20th April 2026

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