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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Getting this credit card really saves me and my fian...

5
Getting this credit card really saves me and my fiance after moving in to our first home we had so much to buy leaving us with very little. Getting this credit meant we could still buy the things we needed to settle in and also eat home cooked meals Reviewed on: 20th April 2026

118 118 has been the credit card provider I have had...

5
118 118 has been the credit card provider I have had so far Reviewed on: 20th April 2026

Lovely Banking App and easy to understand.

5
Lovely Banking App and easy to understand. Reviewed on: 20th April 2026

I love this app.

5
I love this app. It's very easy to use Reviewed on: 20th April 2026

I have not really had to contact customer services a...

5
I have not really had to contact customer services and that alone says a lot. Normally you would be on the phone complaining etc but all has been good so far so have not had to use the service Reviewed on: 20th April 2026

They have been very helpful right from the beginning

5
They have been very helpful right from the beginning Reviewed on: 20th April 2026

Managable credit limit and clear costs

4
Never had an issue, has a managable credit limit, and the fixed payments and fees make repayments easy and clear. Reviewed on: 20th April 2026

Very helpfull,faster and convinience

5
Very helpfull,faster and convinience Reviewed on: 20th April 2026

Fantastic customer service, easy App to use and does...

5
Fantastic customer service, easy App to use and does everything you need! Reviewed on: 20th April 2026

Really user friendly card

5
Really user friendly card and easy to access money Reviewed on: 20th April 2026

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