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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

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5
Good Reviewed on: 20th April 2026

Very good and very helpful.

4
Very good and very helpful.. No issues Reviewed on: 20th April 2026

Top 5 star service

5
Haven’t had a problem with 118 since joining, they have ma aged my account extremely well and have already notified me first when I’ve been legible for an increase. They are very good at communicating and will regularly send me emails to keep me updated Reviewed on: 20th April 2026

I got help verry easy and very frendley

5
I got help verry easy and very frendley Reviewed on: 20th April 2026

Very good, really helped me improve credit score

5
Very good, really helped me improve credit score Reviewed on: 20th April 2026

Great company

5
118 Money gave me a card as well as a loan when I was really in need. A great credit card company. When I was struggling to pay the customer service team were very kind and allowed me to pay less until I was back on my feet. Reviewed on: 20th April 2026

Monthly interest

5
I like the fact that monthly interest is a flat rate. Reviewed on: 20th April 2026

Eas to navigate and understandable

5
Easy to navigate and understandable Reviewed on: 20th April 2026

Great great product

5
Great product / easy to use app / highly recommended Reviewed on: 20th April 2026

Always there when needed!

5
Always there when needed! Never had any issues with 118. Reviewed on: 20th April 2026

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