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118 118 Money: Credit card reviews

4.85
Based on 3,224 reviews, last reviewed 19th Apr 2026
190300% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My experience with 118 118 is good in overall but so... My experience with 118 118 is good in overall but sometimes when in need coustomer support they take very long time and this card should make some cha... Read more Reviewed on: 19th April 2026
Atasham Mirza's avatar
Atasham Mirza

Latest lowest rating:

1

Customer service was shocking was unable to change m... Customer service was shocking was unable to change my address Reviewed on: 15th April 2026
Jason p's avatar
Jason p

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (3224)

Positive review

5
Halve always had a good experience with 118 118 Would always recommend them to anyone that needs a credit card on low credit rating Reviewed on: 4th April 2026

The 118 way

5
Informative, friendly and always will to help find solutions. Reviewed on: 4th April 2026

They are a responsible lender

4
They are a responsible lender, But if I have one point of criticism, it’s the amount of calls and messages if you’re a bit late in paying Reviewed on: 4th April 2026

How I feel

5
All good in my opinion thus far. Reviewed on: 4th April 2026

Not the worst. Not the best

3
Not the greatest experience over all. Reviewed on: 4th April 2026

great company

5
Whenever I have to call I have found they have Great customer care and easy to get hold of. They sort queries quickly and professionally. The app is easy to use and track payments. Would recommend them to others. Reviewed on: 4th April 2026

Amazing!

5
Amazing! Great and easy to set up Reviewed on: 4th April 2026

Very easy to apply interest rates a bit higher than...

5
Very easy to apply interest rates a bit higher than I would like but I suppose they have to earn money card arrived on time made my first transaction very smooth and easy Reviewed on: 4th April 2026

Very good service easy use app very helpful advisor

5
Very good service easy use app very helpful advisor Reviewed on: 4th April 2026

Being a new customer I found the set up help and cus...

4
Being a new customer I found the set up help and customer support great. App easy to use and understand. Reviewed on: 4th April 2026

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