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118 118 Money: Credit Card reviews

4.83
Based on 1,103 reviews, last reviewed 9th Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Having used 118 118 can’t fault the service. Having used 118 118 can’t fault the service. Really helpful and organised. Reviewed on: 23rd September 2025
Anthony d's avatar
Anthony d

Latest lowest rating:

1

I believe this place is getting a lot of reviews. I believe this place is getting a lot of reviews. RemovedThey are a terrible company.Wouldn't recommend low credit no good Reviewed on: 9th October 2025
Lee's avatar
Lee

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118 118 Money Credit Card reviews (1103)

So very nearly 5*.

4
So very nearly 5*. If it wasn't for the fact that keep trying to push a loan rather than say offering that or a card increase as an option. A loan is a bigger debt and might not be needed, but a small Increase in limit would be more useful.Other than that I've always found this company helpful, accomodating, polite and easy to work with. Everything easy and clear. App works great, never had a problem with it crashing unlike some others and it's easy to navigate. All in all great service and so very nearly 5* Reviewed on: 15th April 2025

Not on Apple Pay/Wallet, interest rates are high

4
Not on Apple Pay/Wallet, interest rates are high and not coming down even when my credit rating has improved and all other credit cards reduced their rates. Reviewed on: 15th April 2025

Good service overall

5
Good service overall, would recommend to family or friends Reviewed on: 15th April 2025

The 118 118 credit card and loan services are exempl...

5
The 118 118 credit card and loan services are exemplary. I have never experienced any problems with the company. I would recommend 118 118 to anyone looking for a great all round credit company. Reviewed on: 15th April 2025

A very good company great communication.

5
A very good company great communication. Reviewed on: 15th April 2025

Five star!

5
Five star! big help! Dependable and easy to use card! All transactions are fast Reviewed on: 15th April 2025

The credit card has helped my financial situation an...

4
The credit card has helped my financial situation and I am very likely to introduce it to my friends and family. Reviewed on: 15th April 2025

Had a problem with card phone up sorted within minutes

5
Had a problem with card phone up sorted within minutes Reviewed on: 15th April 2025

Very good experience with 118 118, I applied for cre...

5
Very good experience with 118 118, I applied for credit and didn’t have a problem it was granted to me immediately just when I needed help. Reviewed on: 15th April 2025

Brilliant

5
Nothing but great experiences, very happy to recommend Reviewed on: 15th April 2025

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