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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Ive had a 118 credit card for 2 years and hadn't had...

4
Ive had a 118 credit card for 2 years and hadn't had a problem until recently when the customer service was very unhelpful and still can't do what I wanted to do because it hasn't worked and have rung a couple of times and I've given up Reviewed on: 20th April 2026

Good overall experience with good systems making pro...

5
Good overall experience with good systems making process and application very efficient and smooth. I had used the company before and was happy that they offered me both a loan and a card to help manage my finances Reviewed on: 20th April 2026

Fantastic transparent and supportive

5
Fantastic transparent and supportive Reviewed on: 20th April 2026

High Apr but helped when I needed it

5
High Apr but helped when I needed it Reviewed on: 20th April 2026

Best ever company

5
Easy understandable helpful good company Reviewed on: 20th April 2026

Very good credit card as its good to have in your wa...

5
Very good credit card as its good to have in your wallet. Reviewed on: 20th April 2026

Very helpful whenever needed.

5
Very helpful whenever needed. App is very easy to use. Keep you updated with notifications etc. No need to question what you owe as it's obvious in the app. Very good all round. Reviewed on: 20th April 2026

Just easy, simple and no fuss credit card.

5
Just easy, simple and no fuss credit card. Reviewed on: 20th April 2026

Excellent credit card great rates

5
Excellent credit card great rates Reviewed on: 20th April 2026

Great customer service, efficient and reliable.

5
Great customer service, efficient and reliable. Reviewed on: 20th April 2026

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