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118 118 Money: Credit card reviews

4.85
Based on 5,536 reviews, last reviewed 22nd Apr 2026
393100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

My whole experience. My whole experience has been very positive. I don’t really like doing business over the internet, but 118 has changed my mind on that at times. I felt... Read more Reviewed on: 22nd April 2026
Jenny  W's avatar
Jenny W

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5536)

Easy to use, simple app too.

5
Easy to use, simple app too. Very bored of filling this out though Reviewed on: 20th April 2026

Very good

5
Never had a problem, easy app to navigate Reviewed on: 20th April 2026

Easy to apply and manage mobile app is simple and...

4
Easy to apply and manage mobile app is simple and easy to use Reviewed on: 20th April 2026

Fantastic!

5
118 118 have been amazing at all aspects! They are diligent and very customer focused. You don’t feel alone on your journey either with 118 118 m8 to help keep you on track Reviewed on: 20th April 2026

Great company

5
Great ! Very professional helpful and quick response Reviewed on: 20th April 2026

Easy to set up, card received within a few days.

5
Easy to set up, card received within a few days. App very easy to use Reviewed on: 20th April 2026

Reliable credit card and generous in increasing your...

5
Reliable credit card and generous in increasing your credit limit Reviewed on: 20th April 2026

Highly recommended

5
Easy to use service and a great tool to build your credit score Reviewed on: 20th April 2026

Good start, easy to use and navigate app

4
Good start, easy to use and navigate app Reviewed on: 20th April 2026

I have not had any issues using 118118 money and It...

5
I have not had any issues using 118118 money and It has been really easy to keep on top of payments Reviewed on: 20th April 2026

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