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118 118 Money: Personal loan reviews

4.89
Based on 4,602 reviews, last reviewed 13th May 2026
253700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Didn't take long at all easy from start to finish. Didn't take long at all easy from start to finish. The app is fantastic and easy to use very impressed with the service overall. Reviewed on: 13th May 2026
Christine C's avatar
Christine C

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4602)

Good-nice app feature

5
So far they have been great and I like that o cane see everything on a simple app Reviewed on: 31st March 2026

I got a credit card as a result of bei...

5
I got a credit card to start with as a result of being a good customer paying my credit card in time and not missing my payment dates I was informed that I could be eligible for a personal loan of £2,000 and as continuously debiting my personal loan account without missing payments I was also upgraded to my credit card from £500 to £1,300 and am quite happy as am managing to make the most of my budgeting without any problems and I can also recommend some of my work mates and my family and friends to join me in this incredible journey with 118-118 the best credit providers so far. Reviewed on: 31st March 2026

It is fast and precise.

5
It is fast and precise. Quick approval. Reviewed on: 31st March 2026

Great company to deal with A plus

5
Great company to deal with and easy app to make payments and application was easy to do, would recommend this company for a loan A plus Reviewed on: 31st March 2026

Very quick and easy to apply and got money very quic...

5
Very quick and easy to apply and got money very quickly too Reviewed on: 31st March 2026

Very good

5
Excellent service easy to accesss Reviewed on: 31st March 2026

Very good and helpful for every person and good expe...

5
Very good and helpful for every person and good experience thanks nice to know about your work and how fast it is going for people have money and enjoy the experience for yourself journey thanks and best wishes for future Reviewed on: 31st March 2026

Great company

5
I was refused from different financial companies and i need urgently some money. 118118 without any condition approved my loan. Thanks for it. Reviewed on: 31st March 2026

I was given a loan when I needed it most and it help...

5
I was given a loan when I needed it most and it helped me out a lot. Brilliant company and service. Reviewed on: 31st March 2026

Good payment reminder to create awareness

5
Good payment reminder to create awareness Reviewed on: 31st March 2026

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