Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Good-nice app feature

So far they have been great and I like that o cane see everything on a simple app Reviewed on: 31st March 2026

I got a credit card as a result of bei...

I got a credit card to start with as a result of being a good customer paying my credit card in time and not missing my payment dates I was informed that I could be eligible for a personal loan of £2,000 and as continuously debiting my personal loan account without missing payments I was also upgraded to my credit card from £500 to £1,300 and am quite happy as am managing to make the most of my budgeting without any problems and I can also recommend some of my work mates and my family and friends to join me in this incredible journey with 118-118 the best credit providers so far. Reviewed on: 31st March 2026

It is fast and precise.

It is fast and precise. Quick approval. Reviewed on: 31st March 2026

Great company to deal with A plus

Great company to deal with and easy app to make payments and application was easy to do, would recommend this company for a loan A plus Reviewed on: 31st March 2026

Very quick and easy to apply and got money very quic...

Very quick and easy to apply and got money very quickly too Reviewed on: 31st March 2026

Very good

Excellent service easy to accesss Reviewed on: 31st March 2026

Very good and helpful for every person and good expe...

Very good and helpful for every person and good experience thanks nice to know about your work and how fast it is going for people have money and enjoy the experience for yourself journey thanks and best wishes for future Reviewed on: 31st March 2026

Great company

I was refused from different financial companies and i need urgently some money. 118118 without any condition approved my loan. Thanks for it. Reviewed on: 31st March 2026

I was given a loan when I needed it most and it help...

I was given a loan when I needed it most and it helped me out a lot. Brilliant company and service. Reviewed on: 31st March 2026

Good payment reminder to create awareness

Good payment reminder to create awareness Reviewed on: 31st March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Salad 4.08 from 12 reviews
Personal Loans
from Cashfloat 4.66 from 51 reviews
Personal loan
from Bamboo Loans 4.82 from 16791 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub