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118 118 Money: Personal loan reviews

4.89
Based on 4,602 reviews, last reviewed 13th May 2026
253700% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Didn't take long at all easy from start to finish. Didn't take long at all easy from start to finish. The app is fantastic and easy to use very impressed with the service overall. Reviewed on: 13th May 2026
Christine C's avatar
Christine C

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4602)

The interest rate was really affordable.

5
The interest rate was really affordable..I will refer to my friends too.thanks for the instant cash within one hour. Reviewed on: 31st March 2026

Loan helps me to clear same debt

5
Loan helps me to clear same debt Reviewed on: 30th March 2026

This loan company is reliable the customer support i...

5
This loan company is reliable the customer support is excellent. Reviewed on: 30th March 2026

Quick and easy loan process

5
The application process was quick and simple. Everything was clearly explained and easy to understand. I received a decision fast, and the money was transferred without delays. Overall, a smooth and positive experience. Reviewed on: 30th March 2026

Borrowing from 118 118

5
Great service I’m always reminded about when my dad is going to come out of my bank account Reviewed on: 30th March 2026

Great service

5
I have had two loans with 118.118 money and both times they have been great Reviewed on: 30th March 2026

Honestly the easiest and best loan ive ever got.

5
Honestly the easiest and best loan ive ever got. I feel secure, safe and easy repayments. Thank you so much 118 Reviewed on: 30th March 2026

I decided on a Loan from 118118 money

4
I applied for of £1000 loan & I got accepted. The money was in my account quickly. The monthly payments were affordable.I set up direct debit & the money was collected each month on time ,this way it’s paid with ease. I thought the loan was Reasonable & total amount paid back was alright. Thanks so much for money . All happy I have now paid back the loan in full. I would recommend this company 118118 money to family & friends. kind Regards & Thanks again for first class service provided. Reviewed on: 30th March 2026

Very easy to deal with and quick to approve loan.

5
Very easy to deal with and quick to approve loan. Definitely recommend Reviewed on: 30th March 2026

Good for the purpose

5
Easy and stress free application and understanding Reviewed on: 30th March 2026

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