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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very good money in your bank within 30 minutes

5
Very good money in your bank within 30 minutes Reviewed on: 31st March 2026

bad experience on my credit card

5
On my credit card , I had A terrible experience while I go back and forth with no answer Reviewed on: 31st March 2026

Excellent service, Quick process.

5
Excellent service, Quick process. Reviewed on: 31st March 2026

Good to have personal loan with you No problem at re...

5
Good to have personal loan with you No problem at repayment time Reviewed on: 31st March 2026

good service

5
good service , very accomodating and considerate Reviewed on: 31st March 2026

Great experience, the first one.

5
Great experience, the first one........ Reviewed on: 31st March 2026

The Best

5
No headaches stress just straigtforword Reviewed on: 31st March 2026

Good from start to finish easy to use

5
Good from start to finish easy to use Reviewed on: 31st March 2026

The money came at a time of emergency so when I need...

4
The money came at a time of emergency so when I needed it, they sent it Reviewed on: 31st March 2026

Great easy to use app.

5
Great easy to use app. good customer service Reviewed on: 31st March 2026

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