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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

Brilliant start to finish

I found the whole process quick efficient, user friendly. Reviewed on: 15th April 2025

11811 were so quick to respond to my loan request an...

11811 were so quick to respond to my loan request and they made the whole process so straight forward, there were also so quick to answer all my questions. I would highly them Reviewed on: 15th April 2025

First thing , I didn't think I would get a loan but...

First thing , I didn't think I would get a loan but it was very easy and quick I got it ,I am very grateful to you and I used that money for good purpose and at that no one was willing to give me a loan but 118 made it possible and I was very happy Reviewed on: 15th April 2025

Very easy two deal with.

Very easy two deal with. Very happy customer and will be continuing to use them. I have a loan and a credit card. Been with 118 3 years Reviewed on: 15th April 2025

Great experience

Easy to apply and made even better by excellent customer service Reviewed on: 15th April 2025

When I got touched with them for the first, they acc...

When I got touched with them for the first, they accepted to give me loan, same day. Very straightforward service. I stick to payment dates not miss any. Text me when the day are near for my payment Reviewed on: 15th April 2025

Quick and easy application with fast approval and qu...

Quick and easy application with fast approval and quick processing of the funds Reviewed on: 15th April 2025

Great loan,easily handled and came in at the right time

Great loan,easily handled and came in at the right time Reviewed on: 15th April 2025

I had a great experience with 118 Loans.

I had a great experience with 118 Loans. The application process was straightforward and quick, and I received a decision much faster than expected. Everything was clearly explained, with no hidden fees or confusing terms. The customer service team was friendly and helpful whenever I had a question. Overall, they made borrowing stress-free and transparent. I'd definitely recommend 118 Loans to anyone who needs a bit of financial support and values good service! Reviewed on: 15th April 2025

Outstanding service

Excellent. 10/10 from start to finish. Could not ask for better Reviewed on: 15th April 2025

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