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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p
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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

It's a very special experience, got the loan hassle-...

5
It's a very special experience, got the loan hassle-free. Reviewed on: 30th March 2026
MIRZA J's avatar
MIRZA J

Best company for all your needs

5
Amazing staff and so easy to apply Reviewed on: 29th March 2026
Jack M's avatar
Jack M

Great experience using this company’s online...

5
I had a great experience using this company’s online loan application. The entire process was quick, simple, and very user-friendly. The website was easy to navigate, and each step was clearly explained, so I always knew what information was needed. I was especially impressed with how fast everything moved—from submitting my application to receiving approval, it was much quicker than I expected. The online system kept me updated throughout, which made the experience stress-free and convenient. What stood out most was how smooth and hassle-free the whole process was. I didn’t have to deal with complicated paperwork or long waiting times, and everything could be done from the comfort of my home. Overall, an excellent online service that I would definitely recommend to anyone looking for a fast and efficient loan application process. Reviewed on: 29th March 2026
Sandra 's avatar
Sandra

Brilliant quick easy friendly

5
Brilliant quick easy friendly service meets all my needs and helps massively Reviewed on: 29th March 2026
Neil D's avatar
Neil D

118 loans helped me out whwn I needed money to help...

5
118 loans helped me out whwn I needed money to help towards bills Reviewed on: 29th March 2026
Ae's avatar
Ae

Very easy to get quote and submit process gone throu...

5
Very easy to get quote and submit process gone through, excellent customer service. Reviewed on: 29th March 2026
ANDRE S's avatar
ANDRE S

I find your service the best, beacause help me whit...

5
I find your service the best, beacause help me whit the loan when i needet , and thank you for this . First I work in the wharhouse in Droitwich Spa, know I'm work in London like chef party .I'm grateful for that Reviewed on: 29th March 2026
PREDA V's avatar
PREDA V

Ive had a loan from 118 118 and never had any issues...

5
Ive had a loan from 118 118 and never had any issues I felt the APR was fair. Overall good and trustworthy Reviewed on: 29th March 2026
Haydn b's avatar
Haydn b

It was good and easy to use.

5
It was good and easy to use. straight forward and an easy read. Reviewed on: 29th March 2026
LASHARNA O's avatar
LASHARNA O

Need to improve their customer service.

3
Need to improve their customer service. Reviewed on: 29th March 2026
MA's avatar
MA

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