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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Excellent company to deal with, application process...

5
Excellent company to deal with, application process is straight forward and simple, and products are greqt Reviewed on: 29th March 2026

Fast, efficient and painless.

5
Fast, efficient and painless. Only issue is contact bot went round in circles and was frustrating and needed to be passed to an agent. Didnt happen but matter resolved itseld Reviewed on: 29th March 2026

Quick to approve and customer service has always bee...

5
Quick to approve and customer service has always been excellent handling all queries Reviewed on: 29th March 2026

Fast professional polite quick with a response

5
Fast professional polite quick with a response Reviewed on: 29th March 2026

Fast and easy apply, clear description of interest r...

5
Fast and easy apply, clear description of interest rates and payments. Highly recommend. Reviewed on: 29th March 2026

Taking car eof my finances and me!

5
A thorough application process that reassured me about 118-118 money full considered my financial situation and affordability. There are checks on the app before purchasing that help you consider if the item you are about to purchase is affordable and really necessary. There are useful early reminders before each monthly repayment which help with budgeting. Reviewed on: 29th March 2026

Very easy to understand website, very quick approval...

5
Very easy to understand website, very quick approval or unappoved Reviewed on: 29th March 2026

Great loan company and great value to pay back

5
Great loan company and great value to pay back Reviewed on: 29th March 2026

easy and smooth process, stress free.

5
This was a very easy and smooth process, stress free when I was in time of need. I would definitely recommend to friends and family Reviewed on: 29th March 2026

Excellent

5
Very nice and easy process. All perefect Reviewed on: 29th March 2026

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