Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

118 118 Money: Personal loan reviews

View other 118 118 Money products
4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Personal loan reviews (4612)

Very good to deal and easy to all procedures

5
Very good to deal and easy to all procedures Reviewed on: 29th March 2026
Vaidyakkaran 's avatar
Vaidyakkaran

Really easy and very fast,always kept intouch with m...

5
Really easy and very fast,always kept intouch with me throughout Reviewed on: 29th March 2026
Wayne A's avatar
Wayne A

Excellent customer service, great updates and remind...

4
Excellent customer service, great updates and reminders sent instantly about repayments, options to freeze/repay flexibility. Reviewed on: 29th March 2026
Thomas C's avatar
Thomas C

Thank you for the support , 118 money always helped...

4
Thank you for the support , 118 money always helped in difficult situations to borrow money Reviewed on: 29th March 2026
Sharin K's avatar
Sharin K

Interest rate higher than normal, but easy to apply,...

5
Interest rate higher than normal, but easy to apply, quick no hassle decision. Money paid in instantly. Reviewed on: 29th March 2026
Simon J's avatar
Simon J

Good communication 100%

5
Good communication everytime I asked for updates on loan. Reviewed on: 29th March 2026
Ash C's avatar
Ash C

Loan itself good, communication not so great

4
Loan itself good and easy to get and manage. Communication no so great. Reviewed on: 28th March 2026
Sue's avatar
Sue

Very helpful even with poor credit score

5
Very helpful even with poor credit score Reviewed on: 28th March 2026
Jacqueline R's avatar
Jacqueline R

Smooth & easy application process

5
Smooth & easy application process, and interest rate is reasonable. Also received the funds quickly. Very happy. Reviewed on: 28th March 2026
Ali M's avatar
Ali M

Helped me out when i needed it the most

5
Helped me out when i needed it the most Reviewed on: 28th March 2026
Jay Peers's avatar
Jay Peers

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill