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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

Wild reviews

Very good service helpful and quick Reviewed on: 15th April 2025

The app is easy to navigate, they don't bombard you...

The app is easy to navigate, they don't bombard you with spam Reviewed on: 15th April 2025

I had a credit card with 118 and the repayments were...

I had a credit card with 118 and the repayments were really affordable applied for a loan and was accepted and the loan repayments are great Reviewed on: 15th April 2025

Outstanding and helpful lenders...

Always at hand to help with any queries and very flexible in helping you manage your loan. Always notify a reminder when payment is due in plenty of time which is very helpful if you're forgetful. An all round excellent company to loan from. Reviewed on: 15th April 2025

Came in clutch when I needed money

Came in clutch when I needed money Reviewed on: 15th April 2025

118 loans was simple and easy to set up and efficient.

118 loans was simple and easy to set up and efficient. The process was easy and I was satisfied with my experience and information that was provided. Reviewed on: 15th April 2025

The are the best and phenomenal services.

The are the best and phenomenal services. Reviewed on: 15th April 2025

Virginia

I urgently need to solve a financial problem and the loan helped me very quickly. Reviewed on: 15th April 2025

This was an easy hassle free process.

This was an easy hassle free process. Kept informed every step of the way. Reviewed on: 15th April 2025

Fast and great value.

Fast and great value. Low apr with good communication. Not one of these companies who pester to secure your loan agreement Reviewed on: 15th April 2025

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