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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very easy and accessible, clear guidance and process.

Very easy and accessible, clear guidance and process. No issues so no need to contact customer services. Reviewed on: 22nd April 2025

Very easy used the app and nice support

Very easy used the app and nice support Reviewed on: 22nd April 2025

Very quick and convenient process.

Very quick and convenient process. Reviewed on: 22nd April 2025

Needed help and money and they helped really easy an...

Needed help and money and they helped really easy and quick Reviewed on: 22nd April 2025

Process was really simple and straightforward.

Process was really simple and straightforward. The money amount offered was reasonable and all information provided Reviewed on: 22nd April 2025

118 118 money are a excellent company and I feel pri...

118 118 money are a excellent company and I feel privileged being a customer with them. Reviewed on: 22nd April 2025

Very great service and quick response

Very great service and quick response Reviewed on: 22nd April 2025

Great service and communication.

Great service and communication. Money transferred quickly Reviewed on: 22nd April 2025

Easy to apply for and decision in minutes

Easy to apply for and decision in minutes Reviewed on: 22nd April 2025

I was approved of a loan despite not having a very g...

I was approved of a loan despite not having a very good credit score and it helped me a lot Reviewed on: 22nd April 2025

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