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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Great service

5
I’ve got both a credit card and loan with 118118 and I found the service to be amazing Reviewed on: 22nd April 2025

Fantastic fast professional service

5
Fantastic fast professional service Reviewed on: 22nd April 2025

Help and convenient

5
It's very easy and convenient to use and helpful in money wise. I have been happy since the beginning and hopefully ill continue my journey with you Reviewed on: 22nd April 2025

Great service

5
Great. Easy process. Simple to follow instructions Reviewed on: 22nd April 2025

amazing serviace up to date information on the pro...

5
Quick easy service up to date information on the process of you applying definitely would recommend to friends and family Reviewed on: 22nd April 2025

Very helpful at a time I really needed extra help wa...

4
Very helpful at a time I really needed extra help was very simple process and the the loan was in my account within a hour Reviewed on: 22nd April 2025

Easy to apply

5
So easy to apply for and very straight forward and very good Reviewed on: 22nd April 2025

Great customer service

5
Been great when i lost my job after breaking my ankle, paused account for a little while i get back up on my feet Reviewed on: 22nd April 2025

Easy application and good service overall.

5
Easy application and good service overall. Reviewed on: 22nd April 2025

smooth experience.

3
smooth experience. Fast delivery. Reviewed on: 22nd April 2025

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