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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

Quick and easy application from start to finish u ca...

5
Quick and easy application from start to finish u can download the app to keep an eye on due payments, simple and straightforward Reviewed on: 22nd April 2025

Brilliant

5
Straight forward loan application and recieved money sharp Reviewed on: 22nd April 2025

The application process was very simple and payment...

5
The application process was very simple and payment was processed quickly. Reviewed on: 22nd April 2025

Quick easy and simple applications with all relevant...

5
Quick easy and simple applications with all relevant terms disclosed so you know what you are getting. Brilliant for those wanting to short term borrow. Reviewed on: 22nd April 2025

Really good service make regular payments and get of...

5
Really good service make regular payments and get offered more credit Reviewed on: 22nd April 2025

Easy to use and very good support

5
Easy to use and very good support Reviewed on: 22nd April 2025

Very easy to use no problems money was in bank very...

5
Very easy to use no problems money was in bank very quickly Reviewed on: 22nd April 2025

you are helpful, in a short time

5
you are helpful, in a short time Reviewed on: 22nd April 2025

Quick easy very helpful would use again

5
Quick easy very helpful would use again Reviewed on: 22nd April 2025

Easy no fuss and quick experience .

5
Easy no fuss and quick experience . Easy to manage and keep up to date with payment schedule Reviewed on: 22nd April 2025

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