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118 118 Money: Personal loan reviews

4.88
Based on 4,591 reviews, last reviewed 29th Apr 2026
252600% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

FAST, QUICK DECISION AND CLEAR. FAST, QUICK DECISION AND CLEAR. NO MUCKING AROUND, DECISION IN SECONDS AND TRANSFERRED WITHIN THE HOUR. THANK YOU Reviewed on: 29th April 2026
J C's avatar
J C

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4591)

This experience was so simple and easy

5
This experience was so simple and easy Reviewed on: 22nd April 2025

Had no issues all good - app is easy to...

5
Had no issues all good - app is easy to jseu Reviewed on: 22nd April 2025

Very easy to use the app and not had any...

5
Very easy to use the app and not had any problems Reviewed on: 22nd April 2025

Good sevcies well happy and always willing to help

5
Good sevcies well happy and always willing to help Reviewed on: 22nd April 2025

Great company & very helpful with lots of choices fo...

5
Great company & very helpful with lots of choices for anyone considering a personal loan or credit account Reviewed on: 22nd April 2025

Really good

5
Really good polite and friendly service Reviewed on: 22nd April 2025

I have had a positive experience.

4
I have had a positive experience. I would not recommend purely because finance is something I feel is private; it isno reflection of the service received. Reviewed on: 22nd April 2025

Quick response

5
Quick response i apply for a loan and within 2 hours in my account. The application was not to much details and was quick Reviewed on: 22nd April 2025

Tried so many lenders but 1818 accepted me easily!

5
Tried so many lenders but 1818 accepted me easily! Reviewed on: 22nd April 2025

Very efficient and friendly company

5
Had a credit card and loan through them very easy and quick process will continue to use and highly recommend to others. Very efficient service and friendly helpful staff Reviewed on: 22nd April 2025

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