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118 118 Money: Personal loan reviews

4.88
Based on 4,591 reviews, last reviewed 29th Apr 2026
252600% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

FAST, QUICK DECISION AND CLEAR. FAST, QUICK DECISION AND CLEAR. NO MUCKING AROUND, DECISION IN SECONDS AND TRANSFERRED WITHIN THE HOUR. THANK YOU Reviewed on: 29th April 2026
J C's avatar
J C

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4591)

Customer service you have to go through a robot.

3
Customer service you have to go through a robot.Interest charges are through the roof. Reviewed on: 22nd April 2025

Very helpful and speedy.

5
Very helpful and speedy.. I would recommend to a family member or friend. Reviewed on: 22nd April 2025

The service is easy and straight forward and no hidd...

5
The service is easy and straight forward and no hidden details. Reviewed on: 22nd April 2025

I started with a credit card and then was offered a...

5
I started with a credit card and then was offered a loan. This was at a time where I was about to buy a car so this was incredibly helpful. Great customer service and very efficient Reviewed on: 22nd April 2025

Very easy and quick.

5
Very easy and quick. Hassle free Reviewed on: 22nd April 2025

Excellent service

5
Easy simple and quick when dealing with issue that need resolving quick Reviewed on: 22nd April 2025

Skyrocketing interest .

3
Skyrocketing interest . I would fight my problems differently next time i need money Reviewed on: 22nd April 2025

The App is shocking and if I need help, I get told t...

3
The App is shocking and if I need help, I get told to use the app. Reviewed on: 22nd April 2025

Smallest interest rate at the time of getting the lo...

5
Smallest interest rate at the time of getting the loan great value for money straight in bank Reviewed on: 22nd April 2025

Good costumer service .

5
Good costumer service . Easy to comunicate Reviewed on: 22nd April 2025

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