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118 118 Money: Personal loan reviews

4.88
Based on 4,590 reviews, last reviewed 28th Apr 2026
252500% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good company and quality recommend Very good company and quality recommend Reviewed on: 28th April 2026
Sureerat  O's avatar
Sureerat O

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4590)

Been with 118 118 for a long time now and still not...

5
Been with 118 118 for a long time now and still not had an increase of my limit even though my financial situation is been good for a long time now Reviewed on: 22nd April 2025

Wouldn’t recommend another Loan company.

5
I really needed the loan to help me with other debt consolidations, and they accepted me. Interest is not high at all for the period of time I borrowed the money. Customer service always answered any enquiries I had fast and it was always an effective outcome. Reviewed on: 22nd April 2025

Great process from beginning to end.

5
Great process from beginning to end. Reviewed on: 22nd April 2025

Got a loan within 20 mins off applying great service...

5
Got a loan within 20 mins off applying great service Reviewed on: 22nd April 2025

Easy and manageable

5
Clear concise information provided nothing complicated. Reviewed on: 22nd April 2025

Very happy customer everything was quick and easy

5
Very happy customer everything was quick and easy Reviewed on: 22nd April 2025

I got bad credit score and I was offered a credit ca...

5
I got bad credit score and I was offered a credit card by 118118 think money Reviewed on: 22nd April 2025

The process was so quick and smooth.

4
The process was so quick and smooth. Reviewed on: 22nd April 2025

Good provider

5
Was quite simple to get no issues Reviewed on: 22nd April 2025

the 118 team where very good and quick and could ask...

5
the 118 team where very good and quick and could ask for a better company to use Reviewed on: 22nd April 2025

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