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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Swift and efficient service

5
Swift and efficient service, everything was clear and easy to understand which makes life easier for customers Reviewed on: 22nd April 2025

Mr David

5
Friendly staff and good service, also helpful service. Reviewed on: 22nd April 2025

Great experience.

5
Great experience. Straight forward no surprises and will answer any questions you have. Reviewed on: 22nd April 2025

Good service overall , no complaints

3
Good service overall , no complaints Reviewed on: 22nd April 2025

Fantastic and smooth and helpful

5
Fantastic and smooth and very easy Reviewed on: 22nd April 2025

Excellent Service

5
Very easy and efficient process with the funds received in no time. Very impressed. Reviewed on: 22nd April 2025

Easy experience and fast response.

5
Easy experience and fast response. Both times I have applied for a loan I had an incredible experience. It was quick to get a response and received the money very quickly Reviewed on: 22nd April 2025

I have always found dealing with 118 118 easy,the pr...

5
I have always found dealing with 118 118 easy,the process is very user friendly and the customer service excellent.I finalised my loan application completely through the app,also if I need to contact them I ring them via the app contacts which I feel is more secure. Reviewed on: 22nd April 2025

Great service

5
Fast service and never any issues with anything Reviewed on: 22nd April 2025

Was excellent to be part, it’s been great

5
Was excellent to be part, it’s been great Reviewed on: 22nd April 2025

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