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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4591 reviews)

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4.88

Based on 4,591 reviews, last reviewed 29th Apr 2026

252600% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

FAST, QUICK DECISION AND CLEAR. FAST, QUICK DECISION AND CLEAR. NO MUCKING AROUND, DECISION IN SECONDS AND TRANSFERRED WITHIN THE HOUR. THANK YOU Reviewed on: 29th April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4591)

Excellent

This was very quick and easy to use. And with the app it’s very helpful to see how much is left on the loan Reviewed on: 22nd April 2025

Very easy to deal with

Very easy to deal with and all plain and clear with no hidden surprises. Reviewed on: 22nd April 2025

An easy, simple solution

Super easy with really quick turn around. Would definitely recommend 118 as so simple to do. Was the help i wanted when needed. Reviewed on: 22nd April 2025

All services that I have experiences with 118 have b...

All services that I have experiences with 118 have been positive. Reviewed on: 22nd April 2025

Needed a loan to get to work

Needed a loan for a bike to get to work and got accepted even with poor credit. Got accepted and had money in my bank less than an hour later. I still had to wait a week for the bike to be ready, but the loan was very easy from aplication to when I received funds. Reviewed on: 22nd April 2025

Easy application, cash paid same day.

Easy application, cash paid same day. Amazing service with no hassle, will definitely recommend to friends and family. Reviewed on: 22nd April 2025

Good & fast call center to very helpful

Good & fast call center to very helpful Reviewed on: 22nd April 2025

Thought it was easy to apply for the loan and credit...

Thought it was easy to apply for the loan and credit card. Reviewed on: 22nd April 2025

Thank you.

Thank you. It was easy enough to complete. Reviewed on: 22nd April 2025

Excellent service

All staff I have dealt with have been professional and very knowledgeable! Reviewed on: 22nd April 2025

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