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118 118 Money: Personal loan reviews

4.76
Based on 4,611 reviews, last reviewed 26th Jun 2026
1230% increase in 5 star reviews
in the past 90 days
350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4611)

Hassle free loan

5
Very simple procedure, hassle free in obtaining the loan that suited my needs Reviewed on: 17th April 2025

Very easy application.

5
Very easy application. fast response. Money deposited into bank very quickly Reviewed on: 17th April 2025

Great easy application good credit limit great custo...

5
Great easy application good credit limit great customer service Reviewed on: 17th April 2025

A reliable team, very fast decision makers, polite...

5
A reliable team, very fast decision makers, polite in approach Reviewed on: 17th April 2025

Needed to consolidate some debts and 118 118 were on...

5
Needed to consolidate some debts and 118 118 were only to happy to help. This service is fast, efficient and I have highly recommended them to friends. Reviewed on: 17th April 2025

Easy loan application, money in bank very quickly

5
Easy loan application, money in bank very quickly Reviewed on: 17th April 2025

Joined 118-118 and have had no issues at all good se...

5
Joined 118-118 and have had no issues at all good service Reviewed on: 17th April 2025

Very helpful and brilliant , i will always use their...

5
Very helpful and brilliant , i will always use their services Reviewed on: 17th April 2025

All good no issues.

5
All good no issues. Easy set up, card arrived quickly and all easy to use Reviewed on: 17th April 2025

Very professional and friendly service, all the inf...

5
Very professional and friendly service, all the information explained in a clear and simple manner. No hidden charges Reviewed on: 17th April 2025

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