Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4611 reviews)

View other 118 118 Money products

4.76

Based on 4,611 reviews, last reviewed 26th Jun 2026

1230% increase in 5 star reviews

in the past 90 days

350% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4611)

quick and easy

quick and easy, the people I spoke to where helpful and polite, made the whole process simple. Reviewed on: 17th April 2025

Great service from a credible brand

Very smooth process with easy to understand information. I felt confident that I was taking out a loan with a credible high street brand Reviewed on: 17th April 2025

very fast, professional, money was transferred insta...

very fast, professional, money was transferred instantly, simple options in the application to be able to change the day when you want to withdraw money, in a word, excellent Reviewed on: 17th April 2025

A very good service

Was seen to quick, communication was very clear, and I had a decision in minutes, app is easy to navigate, and all communication since application has been clear and easy to follow. Notification aren’t too intrusive either. Reviewed on: 17th April 2025

Very helpful very kind very fast

Very helpful very kind very fast Reviewed on: 17th April 2025

Easy to fill in application, quick to get back to y...

Easy to fill in application, quick to get back to you , keep you updated on app and app is easy to use, would definitely recommend great company Reviewed on: 17th April 2025

Great help

Very helpful staff no one has been rude and eager to help Reviewed on: 17th April 2025

Very easy to apply and very intuitive User Interface.

Very easy to apply and very intuitive User Interface. Would 100% recommend. Reviewed on: 17th April 2025

Quick and easy..

Quick and easy.no hassle. Friendly service. Reviewed on: 17th April 2025

easy application and quick response

easy application and quick response Reviewed on: 17th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash loan (discontinued)
from Skyline Direct (inactive company) 4.69 from 995 reviews
Personal loan
from Lendable 4.85 from 32035 reviews
Personal Loans
from Smart Money Cymru Community Bank 4.32 from 45 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5643 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub